* APR = Annual Percentage Rate. Lowest rates and maximum terms based on Coastal Credit Union’s Qualified Loan Program. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Existing Coastal Credit Union and Freedom Federal Credit Union auto loans are not eligible. No additional discounts available. Interest accrues daily. Maximum cash back cannot exceed 1.0% of the balance refinanced or $500 whichever is less.
** APR = Annual Percentage Rate. The APR for a Coastal Federal Credit Union Home Equity Line of Credit is variable and based on Prime Rate as published in the Wall Street Journal, ten days before the end of the prior month (called the "Index"), plus a margin. The Index is current as of April 27, 2017 and is 4.00%. As of April 27, 2017 margins range from -0.01% with Relationship Pricing to +4.49 without any discounts. Your margin will be determined by a number of factors including but not limited your credit qualifications, combined loan-to-value, and loan amount. Corresponding variable APRs range from 3.99% with Relationship Pricing to 8.49% with no discounts for primary residences. The maximum APR for a home equity line of credit is 15%.