Coastal's Refinance Guarantee

Take the high road to a low rate.

Why keep your auto loan elsewhere when you can save money by moving it to Coastal? We guarantee we’ll lower your current auto loan rate or monthly payments.

  • We'll lower your auto loan rate by 1% or lower your monthly payments by $100.
    We guarantee it or you’ll get 1% cash back on the amount you finance with us!
  • Auto Loan rates as low as 2.89%APR*
    This low rate is good for terms up to 72 months.
  • Get Up To 90 Days Until Your First Payment is Due
    Take a break on your auto payments when you refinance with Coastal.
  • Bank Better with Coastal
    We are not for profit, but for service. Because we are owned by our members, we are able to share earnings back with them with better rates and lower fees. We are unlike banks who exist to earn a profit for stockholders.


Take the high road to a low rate.
Save money by refinancing your auto loan today.


*APR = Annual Percentage Rate. Lowest rates and maximum terms based on Coastal Federal Credit Union’s Qualified Loan Program. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Existing Coastal Federal Credit Union and Freedom Federal Credit Union auto loans are not eligible. No additional discounts available. Interest accrues daily. Maximum cash back cannot exceed 1.0% of the balance refinanced or $500 whichever is less.