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Just wanted to say "Thanks" for the surprise VIP Member Loan Rebate Dividend letter I received today. I love receiving free money.

- Sandra S
Member Since 1999
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VIP Program Dividends

VIP members who earn a Loan Rebate Dividend or a Deposit Bonus Dividend receive a special payout into their Primary Savings Account. It is possible to receive both dividends.

Payouts are tiered and based on your business with us in 2014.

Loan Rebate Dividend
Loan Rebate Dividends are based upon total loan interest paid. They are calculated as the sum of the monthly interest paid, not accrued, on all loans (non-business) listed under a single membership number for the calendar year 2014.

2014 Loan Rebate Dividends
Loan Interest Paid
Loan Rebate Dividend
$250-$2,499.99
$100
$2,500 - $4,999.99
$200
$5,000 - 9,999.99
$300
$10,000 +
$500

Deposit Bonus Dividend
Deposit Bonus Dividends are based upon year-end average daily balance. They are calculated as the average of the month-end average daily balances of all shares (non-business) listed under a single membership number for the calendar year 2014.

2014 Deposit Bonus Dividends
Year End Avg. Balance
Deposit Bonus Dividend
$5,000 - $24,999.99
$100
$25,000 - $99,999.99
$200
$100,000 - $199,999.99
$300
$200,000 +
$500

Only Coastal deposits count toward Average Deposit Balances. Wealth Management assets under management do not count. Business Accounts, Custodial Accounts, and Trust Accounts are not eligible.

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