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See if you're a VIP member of Coastal! Fill out our Loan Rebate and Bonus Dividend calculators.
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VIP Program - How it Works

VIP Program - How it Works

Members who perform 144 withdrawals from a Coastal checking account within the calendar year are automatically enrolled into Coastal's VIP Program. In addition, VIP members who have their core financial relationship with Coastal are eligible to earn money back in the form of special dividends on their loan and deposit products.

Determining if you are a VIP:

It's simple! You are a VIP member when you perform a minimum of 144 withdrawals from your Coastal checking account during the previous calendar year.

Being a Coastal VIP member gives you the opportunity to receive special offers and benefits throughout the year. One of the most notable benefits Coastal makes available to qualifying VIPs is a special payout that takes place at the end of a financially successful year. The payout comes in the form of a Loan Rebate Dividend or a Deposit Bonus Dividend, which are based on the type of financial relationship a VIP member has with us.

Determining if you earned a VIP special dividend:

  • To receive a Deposit Bonus Dividend, you must earn VIP status with your primary checking account, and have an average balance of at least $10,000 in your deposit accounts throughout 2015.
  • To receive a Loan Rebate Dividend, you must earn VIP status with your primary checking account, and have paid at least $750 in loan interest during 2015.

To qualify for a Loan Rebate Dividend and/or a Deposit Bonus Dividend payout, you must:

  • Be a member in good standing, which is having a minimum of at least $5.00 in their Primary Share Account.
  • Be a member of record on the declaration date of December 31, 2015 through the payout date in January 2016.
  • Not have a share or loan charge-off.
  • Not have had a loan delinquent by 60 days or more between January 1, 2015 and December 31, 2015.