Coastal's Visa credit cards feature competitive rates with all of the benefits you want in a credit card without surprise rate increases, confusing terms, or hidden fees.
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Visa

Simply put, Coastal has the right Visa credit card for you. Whether you want Cash Back Rewards or an Extremely Low Rate, we have the card that is a perfect fit for your financial needs. All of the credit card options you need from the credit union you trust.

Purchase Power

Big Ticket Card
  • Interest-free financing whenever you need it for the life of the card
  • 0% APR for 6 months on purchases or balance transfers of $600 or more1
  • No annual fee or balance transfer fee
Intro APR
0%1 for purchases of $600 or more
Intro Period
6 months
Standard APR
Standard APR is

Reward

Cash Back Visa
  • Earn 3% cash back on purchases at the pump, 2% on supermarket purchases, 1% on all other purchases – no limit on how much you can earn!3
  • Low APR for 6 months on balance transfers
  • No annual fee or balance transfer fee
Intro APR
4.99% on balance transfers2
Intro Period
6 months
Standard APR

Rate

Community Visa
  • Lowest rate in the market
  • Same great rate for purchases, cash advances, and balance transfers
  • No annual fee or balance transfer fee
Intro APR
N/A
Intro Period
N/A
Standard APR
as low as 4,5
Community Secured Visa
  • For members who need help rebuilding their credit
  • Same great rate for purchases, cash advances, and balance transfers
  • No annual fee or balance transfer fee
Intro APR
N/A
Intro Period
N/A
Standard APR
4,5

Student

Student [Cu] Visa
  • 0% interest on balances up to $250
  • Great for young members who are new to credit
  • No annual fee or balance transfer fee
Intro APR
0% up to $250
Intro Period
N/A
Standard APR
for balances over $250

1 A special rate of 0% APR applies for 6 months on individual purchases (single-receipt purchases) or balance transfers of $600 or more during the life of the account. After 6 months any remaining unpaid balance will convert to the standard rate of APR. For purchase and balance transfer under $600 the standard rate of APR applies.

2 A special balance transfer rate of 4.99% APR applies for six months from the account open date. At the end of the six months, the transferred balances will migrate to the standard rate of APR.

3 Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa Merchant Category Code 5411). You will earn 1 point per $1 for all other Net New Purchases you make. Cash Back Visa Program Rules

4 Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness.

5 This APR will vary with the market based on the Prime Rate.

6 Interest-free financing on a balance up to $250 for 48 months after the card is opened. Balances of more than $250 will be at a non-variable rate of during the first 48 months. The standard APR (after the 48 months) is . The Cash Advance APR is 10.00%.

Normal credit approval applies. Visa Credit Card Disclosures