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Coastal's Visa credit cards feature competitive rates with all of the benefits you want in a credit card. No surprise rate increases, confusing terms, or hidden fees.
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Credit Cards

A Visa for Every Credit Need

Coastal's Visa credit cards combine competitive rates with all of the benefits you want in a credit card -- with no surprise rate increases, confusing terms or hidden fees that banks often charge. Plus, enjoy extra Coastal Visa reward points for travel, shopping and more that are never capped. Just one more way we offer you a better way to bank.

EARN MORE CASH BACK

Signature Premier Rewards Visa

Signature Premier Rewards Visa
  • Earn 3x the points on gas at the pump, 2x on groceries, 1x all other purchases1
  • Rewards are never capped
  • No annual fee
  • Redeem your points for cash back, statement credit, travel and entertainment
  • No foreign transaction fee
  • Complimentary 24/7 concierge service
  • Fraud text alerts
Intro Offer
0% on Balance Transfers – first 12 billing cycles*
Annual Fee
None
Standard APR
As low as 12.00%

Rewards for Everyday Spending

Rewards Visa

Rewards Visa
  • Earn 1 point per $1 on everyday purchases2
  • Redeem points for merchandise, travel and gift cards from popular brands
  • No annual fee
  • Fraud text alerts
  • Earn unlimited points
Intro Offer
0% on Balance Transfers – first 12 billing cycles**
Annual Fee
None
Standard APR
As low as 12.00%

LOW RATE FOR HELPING PAY DOWN DEBT

Rate Advantage Visa

Rate Advantage Visa
  • Ideal for paying off higher-rate cards
  • 0% APR on balance transfers (for 6 months)**
  • Variable rate as low as 8.00% APR thereafter
  • Fraud text alerts
Intro Offer
0% on Balance Transfers – first 6 billing cycles**
Annual Fee
None
Standard APR
As low as 8.00%

RATE ADVANTAGE SECURED VISA

Rate Advantage Secured

Rate Advantage Secured
  • Helps you rebuild your credit history
  • No annual fee
  • Minimum payments of 3%
  • Fraud text alerts
Intro Offer
N/A
Annual Fee
None
Standard APR
As low as 16.00%

1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa Merchant Category Code 5411) and 2 points per $1 for Net New Warehouse Purchases you make with the card (based on Visa Merchant Category Code 5300). You will earn 1 point per $1 for all other Net New Purchases you make. Signature Premier Rewards Visa Program Rules.

2. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 1 point per $1 for all other Net New Purchases you make. Rewards Visa Program Rules

* A special balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.

** A special purchase and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

† Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness. This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies.

Visa Credit Card Disclosures