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Coastal's Visa credit cards feature competitive rates with all of the benefits you want in a credit card. No surprise rate increases, confusing terms, or hidden fees.
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Credit Cards

Simply put, Coastal has the right Visa credit card for you. Whether you want cash back rewards or an extremely low rate, we have the card that is a perfect fit for your financial needs. All of the credit card options you need from the credit union you trust.

Earn Cash Back Rewards

Signature Premier Rewards
  • Get 3x back on gas at the pump, 2x on grocery and warehouse stores, and 1x on all other purchases1
  • Earn unlimited points
  • Chip-enhanced EMV card for added security
  • No foreign transaction fees
Intro Offer
0% on Balance Transfers for first 12 Billing Cycles*
Annual Fee
None
Standard APR
As low as

Earn rewards for everyday spending

Rewards
  • Get 1 point per every $1 on everyday purchases2
  • Redeem rewards for merchandise, travel and gift cards from major retailers
  • Chip-enhanced EMV card for added security
Intro Offer
0% on Purchases and Balance Transfers for first 6 Billing Cycles**
Annual Fee
None
Standard APR
As low as

A low rate card for the rate conscious

Rate Advantage
  • A simple, low rate card
  • Ideal for paying off higher rate cards
  • Chip-enhanced EMV card for added security
Intro Offer
0% on Purchases & Balance Transfers for 6 Billing Cycles**
Annual Fee
None
Standard APR
As low as

Build your credit

Rate Advantage Secured
  • Low rate card for members who need assistance building their credit
  • Credit limits as low as $250
  • Chip-enhanced EMV card for added security
Intro Offer
N/A
Annual Fee
None
Standard APR
As low as

1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 3 points per $1 for Net New Gasoline Purchases you make with the card, when paid at the pump (based on Visa Merchant Category Codes 5542). You will earn 2 points per $1 for Net New Supermarket Purchases you make with the card (based on Visa Merchant Category Code 5411) and 2 points per $1 for Net New Warehouse Purchases you make with the card (based on Visa Merchant Category Code 5300). You will earn 1 point per $1 for all other Net New Purchases you make. Signature Premier Rewards Visa Program Rules.

2. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 1 point per $1 for all other Net New Purchases you make. Rewards Visa Program Rules

* A special balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

** A special purchase and balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply.

† Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness.This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies

Visa Credit Card Disclosures