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Coastal's Rate Advantage Visa Card features a low variable rate and a great introductory offer to those members that have a balance they need to pay down.
Go Green Checking - Get rewarded for the things you do every day. Earn 2.51% APY simply for using your debit card. Giving Back - Quantifyng Coastal's value to Members. Refinance your bank auto loan to Coastal and we guarantee we'll save you 1% or $100 per month. Learn More.

Rate Advantage Visa


Great Introductory Offer and Everyday Rates

  • 0.00% APR on Balance Transfers and Purchases for six billing cycles1
  • As low as 8.25%2
  • No annual fee or penalty rate
  • Minimum Payment of 2%

More Security and Access

  • Complimentary Visa Benefits: Visa Roadside Assistance and Auto Rental Collision Damage Waiver. Find detailed information in the Rate Advantage Guide to Benefits.

  • Each time you use your Coastal credit card, we donate one cent to the Coastal Federal Credit Union Foundation. The Foundation provides financial support to non-profit organizations in the Triangle area. We have supported initiatives that help the financially vulnerable, increase financial literacy and alleviate food insecurity.
  1. A special balance transfer rate of 0.00% APR applies for 6 months from the account open date. At the end of 6 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.
  2. Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness. This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies..

Visa Credit Card Disclosures