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Earn one point for every dollar you spend. Redeem rewards points for travel, merchandise, gift cards, and unique experiences.
Home Equity Loans - Use the equity in your home to pay for college expenses, pay off debt, pay for home repairs, and more! Go Green Checking - Get rewarded for the things you do every day. Earn 2.51% APY simply for using your debit card. Giving Back - Quantifyng Coastal's value to Members.

Rewards Visa


Earn Unlimited Rewards

  • Earn one point for every dollar you spend1
  • Many unique redemption options, including merchandise and gift cards from these popular brands: Apple, The North Face, GoPro, Macy’s, Starbucks, and more. Preview the Share Points program

Great Introductory Offer and Everyday Rates

  • 0.00% APR for first 6 billing cycles on Balance Transfers and Purchases2
  • As low as 12.25% APR3 on purchases
  • Minimum Payment of 2%
  • No annual fee or penalty rate

More Security and Access

  • Complimentary Visa Benefits: Visa Roadside Dispatch and Auto Rental Collision Damage Waiver. Find detailed information in the Rewards Guide to Benefits

  • Each time you use your Coastal credit card, we donate one cent to the Coastal Federal Credit Union Foundation. The Foundation provides financial support to non-profit organizations in the Triangle area. We have supported initiatives that help the financially vulnerable, increase financial literacy and alleviate food insecurity.







  1. Points will be earned on Net New Purchases, which will be your purchases minus returns/credits made on your credit card account. You will earn 1 point per $1 for all other Net New Purchases you make. Rewards Visa Program Rules
  2. A special balance transfer rate of 0.00% APR applies for 12 months from the account open date. At the end of 12 billing cycles, the transferred balances will migrate to the standard rate qualified for. Fees tied to balance transfers do apply. You may not transfer balances from one Coastal credit card to another, nor can it be used to make a payment on a Coastal loan.
  3. Lowest rate based on Coastal Federal Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit worthiness. This ANNUAL PERCENTAGE RATE (APR) will vary with the market based on the Prime Rate. Normal credit approval applies..

Visa Credit Card Disclosures