Banking at Coastal means getting more for your money while giving back to your community at no extra cost to you. Every swipe of your Go Green Checking card helps support local nonprofits, bringing positive change to your neighbors across North Carolina.
Bank Better at Coastal
Experience Better Banking That Empowers You and Your Community!
Experience Better Banking That Empowers You and Your Community!
See How Much Better Banking Can Be
Choosing Coastal’s Go Green Checking Account means fewer fees, higher dividends, and more convenience compared to basic big bank accounts. Make your money work harder, and smarter for you!
| Benefit | Go Green Checking | Basic Big Bank* |
|---|---|---|
| Dividend Earning | Up to 5.00% APY9 | Typically 0.10% APY |
| Monthly Service Fee | FREE with e-Docs | Up to $35 |
| Nationwide ATM Access | 55,000+ CO-OP ATMs | ~ 15,000 |
| Nationwide Branches | 5,000 Shared Branches | ~ 6,000 |
| Highly Rated Mobile App | ||
| Early Pay-Direct Deposit3 | Some | |
| FREE ID Theft Protection | ||
| Friendly, Supportive Service | Now and then |
Grow Your Savings Your Way
We offer deposit products designed to match your financial goals, from flexible short-term savings to secure, long-term growth. Explore your options below and choose the best fit for your financial journey.
Go Green Money Market
Give your savings a boost with our competitive interest rates.
Certificates
Lock in great interest rates for guaranteed growth. Ideal for longer-term savings plans with reliable returns.
High Yield Savings
Boost your savings quickly with our competitive interest rates. Start building your nest egg with easy, no-hassle access.
IRAs
Prepare for retirement securely and confidently. Take advantage of excellent rates and tax benefits tailored for your future.
Supporting Your Community
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By becoming a member of the Credit Union you show support for our nonprofit, the Coastal Credit Union Foundation.
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We tackle issues like affordable housing, financial well-being, and access to resources, right in your community.
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Each time you use your Coastal card for a purchase, Coastal makes a donation to the Foundation, at no cost to you.
Resource Center
Explore tools and expert advice to help you bank smarter, save effectively, and reach your financial goals faster.
- Articles
We'll delve into what makes us stand out from the big banks and why our members can feel confident entrusting us with their..
- Articles
Building wealth is not only about earning money but also about putting that money to work for you.
- Articles
An Individual Retirement Account (IRA) is a great tool to help you save, but choosing the right one — Traditional or Roth — can be confusing. Here are some tips!
- Savings
Figure out how much someone with your financial profile might benefit from saving more