Skip to Main Content Skip to Sitemap

Compare All Checking Accounts

Find the right fit for your daily money management needs.

From simple to robust, we have the checking account for you

Here's how Coastal's Checking Accounts can help you bank better:

  • Earn a dividend rate as high as 3.00% APY*
  • Manage your account easily through Digital Banking, Mobile Banking and Telephone Banking
  • Choose an account with no annual fee and no minimum balance
  • Access cash at more than 80,000 surcharge-free** ATMs nationwide
Deposit-Growth Certificates
Earn higher yields with our certificates, featuring competitive rates, flexible terms and a low minimum opening balance.

COMPARE OUR CHECKING ACCOUNT OPTIONS

Checking Products Benefits
  • Earn a higher dividend rate by making more debit card purchases
  • No monthly fee or minimum balance required
  • This checking account is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • Choose Basic Checking or build your checking history with Standard Checking
  • No minimum balance required
  • This checking account is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • Choose Student Go Green Checking to earn a higher dividend rate by making more debit card purchases
  • Student Basic Checking offers a regular account with no monthly fees and no Debit Card restrictions
  • This checking account is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • Manage your business accounts through Digital Banking, Mobile Banking and Telephone Banking
  • No monthly fee for balances above $1,500
  • 50 free items per month
Checking Products Key Benefit Dividends Monthly Service Fee Other Benefits
Earn a higher dividend rate with more debit card purchases Tiered Rate* None Waive up to 5 ATM fees**
Two choices with no minimum balance requirement None* None for Basic; $7 for Standard Waive up to 5 ATM fees**
Choose to earn dividends, or keep it simple Tiered Rate* None ATM fee refunds up to $4.99 each
Your go-to account for managing business funds None* $5.00 (can be waived) Waive up to 5 ATM fees**

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

*APY = Annual Percentage Yield. APY is variable, is subject to change after the account is opened. APY is accurate as of the last dividend declaration date.  Fees may reduce earnings. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

**The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, Allpoint, CashPoints or Sheetz ATM.

There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.

Need help?

Send us a secured message: