Credit Cards

Find the perfect Visa® card for your lifestyle.

Experience the convenience, security, and benefits of a Coastal Credit Card.

A variety of options, tailored to fit your financial needs in North Carolina.

  • The Right Card for You

    Choose from a variety of credit cards, including Signature Premier Rewards, Rate Advantage, Rate Advantage Secured, and Business Visa®.

  • Fraud Protection

    All our credit cards automatically come with free fraud text alerts, ensuring the safety and security of your transactions7.

Signature Premier Rewards Visa® Credit Card

  • Earn Automatic Cash Back39

    3% cash back on gas at the pump
    2% cash back on groceries and warehouse store purchases
    1% cash back on all other qualifying purchases 


  • Flexible, Easy to Use Rewards

    There will be no maximum dollar limit on the amount of cash back you can earn. Plus, you can also redeem any amount, with no minimum!

  • Limited-Time DoorDash Bonus

    From May 1 - June 30, 2026, you'll earn 4% in CashBack+ when buying DoorDash59 with your Signature Premier Rewards Visa®

Rate Advantage Visa® Credit Card

  • Our Lowest Rate Card

    Ideal for managing existing debt or keeping costs low.

  • No Annual Fee

    Save money with no annual fees40 and no penalty rate

Rate Advantage Secured Visa® Credit Card

  • Build Your Credit

    Establish or rebuild a healthy credit score by using your savings as collateral.

  • No Hassles

    Sleep easy with no annual fees40 and no penalty rate

Business Visa® Credit Card

  • Stress-free Finances

    Separate your business expenses with no annual fee.

  • Save Money

    Enroll in Visa's® SavingsEdge to save on business expenses with Everyday Savings.

  • Easy Expense Management

    Manage card preferences and transactions easily right inside Digital Banking.

Discover More Low-Rate Credit Card Options

Want to learn more about Coastal Credit Union’s low-rate credit cards? Give us a call or visit us in person at one of our North Carolina branches.