Trust & Will

Protect What Matters Most

Plan for your family's future with simple, affordable wills and estate planning. Powered by Trust & Will.

Get 20% off the estate plan of your choice

Protect Your Family’s Legacy

Protect Your Family’s Legacy

Coastal Credit Union has partnered with Trust & Will, America's leading online estate planning platform, to offer you an exclusive 20% discount on wills and estate planning services.

It's simple, secure, and gives you the peace of mind that your loved ones are protected for the future.

How It Works

It’s the smart, modern way for Coastal's members to create and manage their estate plans.

1

Choose Your Plan

Pick the plan that's right for you. Your 20% discount will be automatically applied toward the plan you choose

2

Answer a Few Questions

Complete a guided, step-by-step process (your answers save automatically) and support is always available if you need help.

3

Checkout & Finalize

Your 20% discount is applied at checkout. Download your documents or request a mailed copy. You can have them notarized at any Coastal branch—just be sure to bring two witnesses, as they’ll need to be present during signing.

Plan with Confidence: Choose the Right Option for You

Not sure whether you need a Will or a Trust?

We've partnered with Trust & Will to make estate planning simple, secure, and tailored to your needs. Use the comparison table to find the right solution for your family's future.

No matter where you are in life, there's a plan that gives you peace of mind, and a 20% discount as a Coastal Credit Union member.

Feature Will-Based Plan Trust-Based Plan
Starting Cost (with 20% off) $159
(normally $199)		 $399
(normally $499)
Best For Individuals or families with simple assets and planning needs Families with property, specific distribution wishes, or minor children; those seeking to avoid probate
Primary Purpose Outlines your wishes and names guardians for minor children after death Allows you to manage, distribute, and control your assets both during your lifetime and after
Includes
  • Last Will and Testament
  • HIPAA Authorization
  • Living Will
  • Power of Attorney
  • Revocable Living Trust
  • HIPAA Authorization
  • Living Will
  • Power of Attorney
  • Schedule of Assets
Avoids Probate No
goes through court		 Yes
passes assets outside of court, saving time and costs
Privacy Public – becomes part of probate records Private – trust documents are not part of public record
Guardian for Minor Children Yes Yes
often included alongside a Pour-Over Will
Pet Guardian Option Yes Yes
Healthcare & Financial Documents Included Included

Your Future, Your Terms... Start Today!

Secure peace of mind for you and your loved ones with a plan that fits your life.

Frequently Asked Questions

Creating your estate plan with Trust & Will is quick and convenient. Most people finish their will in about 15 minutes, while setting up a trust typically takes around 20 minutes. Your progress is saved automatically, so you can pause at any time and return later without losing your work.
Coastal Credit Union members are eligible to receive a 20% discount on estate planning services from Trust & Will. This special offer is available through the Love My Credit Union Rewards program and applies to all eligible estate plans.
Wills and trusts are both estate planning tools that determine how your assets are distributed after death, but they function in different ways.

A will is a simpler document that allows you to name guardians for children or pets, outline final wishes, and designate who receives your assets. However, wills usually go through probate, a court-supervised process that can take time and may involve added costs.

A trust also outlines who receives your assets, but offers more control over when and how they're distributed. Assets must be placed into the trust, which requires a little more setup. However, trusts can help you avoid probate altogether, offering greater privacy and efficiency.

Choosing between a trust and a will depends on your personal preferences, goals, and the complexity of your estate.
To make your estate planning documents legally valid, you'll need to sign them according to your state's requirements. Trust & Will includes clear, state-specific signing instructions at the beginning of each document to guide you through the process.

In general:
  • HIPAA authorization requires only your signature.
  • Wills, trusts, living wills, and powers of attorney typically require your signature, two witnesses, and a notary, though exact rules vary by state.
  • You do not need to file your documents with a court or send them back to Trust & Will. Simply store them in a safe place and let your loved ones know where to find them.
If you're creating a trust, there's one more step: funding it. That means transferring ownership of your assets into the trust. This step is essential if you want to avoid probate and ensure your trust takes effect as intended.