Auto Loans

Explore the roads of possibility with our tailored auto loan solutions.

Get in the driver’s seat with rates as low as

5.49 - 6.99 %
APR 43
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Let's get started.

Auto Loan Rates

Auto Loan Rates

Access low rates for new, used, and auto refinancing options. Choose from terms up to 84 months for manageable payments.

Model Year

PAY OFF SOONER 

Up to 48 months44 APR as low as

MOST POPULAR

49 to 66 months44 APR43 as low as

LOWER PAYMENT

67 to 84 months44 APR43 as low as
2024 - 2025 5.49 - 6.99% 5.99 - 7.24% 6.34 - 8.29%
2021 - 2023 5.64 - 7.09% 6.14 - 7.34% 6.49 - 8.39%
2018 - 2020 5.84 - 7.14% 6.14 - 7.39% 6.54 - 8.44%

2014 - 2017 (max term 72 months)

 6.04 - 7.34% 6.29 - 7.59% 6.69 - 7.99%

2013 & Older (max term 66 months)

 6.19 - 7.49% 6.49 - 7.74% Not Available

 

Get the Numbers with our Auto Loan Calculator

Estimate your monthly payments and see all your options at a glance.

Whether you're buying new, used, or refinancing, we're here to accelerate your journey in North Carolina.

  • Flexible Terms

    Get terms up to 84 months, with no penalty for paying off your loan early.44

  • 45 Days Until First Payment

    Get up to 45 days until your first payment is due when you refinance your car with us.45

  • No Pre-Payment Penalty

    Pay off your auto loan early without the worry of extra fees.

  • Affordable Options

    We offer loan options for members who have experienced past credit problems.

  • New & Used Auto Loans

    Apply for preapproval with us and enter the dealership with vehicle financing in hand. Learn More about New & Used Auto Loans

  • Auto Loan Refinancing

    Save $100 a month or $200 Cash Back when you refinance!46 Learn More about Auto Loan Refinancing

Find Your Perfect Car with CU Auto Marketplace

  • Exclusive $1,000 Member Discount

    This discount110 is automatically shown in the online prices of CU Auto Marketplace.

  • Trusted Transactions

    CU Auto Marketplace personally inspects all vehicles to ensure you're getting the best quality. Our advisors help you find the perfect vehicle based on your preferences and budget.

  • Free Delivery

    Get your vehicle delivered to your door within 250 miles, often within 48 hours.

  • Additional Protections

    Get access to service contracts and GAP insurance for added peace of mind.

Make online auto shopping a breeze with AutoSMART.

  • Car Buying Made Easy

    Research, find, and finance your car all in one place.

  • Dealer Reviews

    Make informed decisions with insights on dealerships.

  • Fair Market Value

    Determine the right price for your vehicle.

Secure your journey with our comprehensive Auto Insurance.

  • TruStage® Auto & Home Insurance

    Quality coverage is designed for credit union members.

  • Discounted Rates

    Enjoy the benefits of lower premiums.

  • 24/7 Claims Service

    Reliable support whenever you need it.

  • Free Quote

    Easily obtainable online or via phone.

Need more information?

Want to learn more about Coastal Credit Union’s car loans? Give us a call or visit us in person at one of our North Carolina branches.