Digital Banking

Bank anywhere. Anytime. Your way.

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Banking that fits your life.

Banking that fits your life.

Enjoy full access to your accounts 24/7 with Coastal's mobile app or online banking. Pay bills, move money, deposit checks, and manage your finances... wherever life takes you.

 

Download the Coastal App to get started.

Download on the App Store Get It On Google Play

Everything you need, all in one place

Handle your banking on your schedule... from your phone, tablet, or computer.

  • Transfer funds

    Move money between your Coastal accounts or to other members anytime.

  • Deposit checks

    Skip the trip to the branch and deposit checks using Mobile Deposit81.

  • Schedule and pay bills

    Set up payments, track due dates, and pay bills with just a few taps.

  • Send a secure message

    Reach our team directly through Digital Banking for quick, private support.

  • Apply for new accounts or loans

    Open accounts or apply for financing without visiting a branch.

  • Add your Coastal card to your wallet

    Pay faster by adding your card to Apple Pay, Google Pay, or Samsung Pay.

Make the Most out of Your Digital Banking

Quick videos to help you get started.

Your security comes first

We're serious about protecting your money and your peace of mind.

Account & Card Alerts

Get real-time notifications about balances, payments, and deposits.

Card Controls

Lock or unlock your card instantly and set spending limits for extra safety.

Credit Monitoring

Keep track of your credit score and detect potential fraud early, right from the app.

Smart tools to help you plan ahead

Track your spending, set goals, and see the bigger picture of your finances, all inside Digital Banking.

Spending Insights

Discover where your money goes each month.

Financial Forecast

See how upcoming bills and deposits affect your budget.

Savings Goals

Plan ahead, set targets, and track your progress.

Budgets

Create monthly budgets for better money habits.

Connected Banking

Experience smarter, more connected banking with tools that make managing your money effortless.

  • Zelle®

    Send and receive money to family and friends the easy way. Learn More

  • CashBack+

    Earn cash back when you buy digital gift cards from brands you love right inside Digital Banking. More information to come. Check it out!

  • Account Aggregator

    See your other financial institution accounts in one convenient place.

Bank on the go with the Coastal App

Manage your accounts anytime, anywhere. Deposit checks, make transfers, pay bills, and stay in control — all from your mobile device.

Frequently asked questions about our Digital Banking.

You can register for Online Banking by selecting Login from Coastal24.com, then selecting Register.

You can register for Online Banking using the Coastal Mobile App by selecting Register on the first screen once the app opens.

To get set up to use Online Banking or the Coastal Mobile App, you'll need the following:
  • Account/Member Number
  • First name
  • Last Name
  • SSN
  • Date of Birth
  • Zip Code
Yes, encryption is utilized on all mobile sessions. Multi-factor authentication (MFA) is also in place to ensure only you can access your account. Examples of MFA include one-time passcodes sent to your phone via text message to enable successful and secure logins.

Our systems also monitor trends in member access and activity within Digital Banking. We may prompt for additional authentication based on those trends. For example, you might get challenged if you use a new device or log in from a new location.
Yes, by using our 'Bill Pay' service, which is in the menu of our mobile app. From Bill Pay, you can pay bills, manage existing billers, add new ones, and check past payments.
Yes, by selecting 'Deposit' in our mobile app. Mobile Check Deposit allows you to deposit an unlimited number of checks and/or money orders per week (up to $50,000) using your mobile device by taking a picture of a check.
Yes. Our app is frequently updated and made to work on the latest iOS and Android releases.
Yes, inside digital banking, follow the below steps:

For Mobile App:
  • Click on the menu icon
  • Select "Open an Account" or "Apply for a Loan"
  • Select Apply/Open.
  • Identify the type of account you want to open.
  • Follow the steps.
For Desktop:
  • On the Digital Banking's main navigation click on "Open an Account" or "Apply for a Loan"
  • Follow the steps
Yes, you can chat with a live agent by selecting 'Chat.' You can also send us a secure message by going to the 'Messages' section of your profile.
Yes.
  • In desktop, click on "Documents and Statements" from the main navigation within Digital Banking.
  • In the Mobile App, click on the menu icon and click on "Documents and Statements"
Making a mobile deposit into your joint or business account is quick and easy! Here's how:
  1. Select Member Number
    Select the Member Number you want to deposit the check from from the Select Member Number dropdown.
  2. Choose your deposit account
    Select the account where you'd like the check to go, then enter the check amount.
  3. Endorse your check
    Sign the back of your check before taking your photos.
  4. Take photos of your check
    Snap a clear picture of both the front and back of your check.
  5. Submit your deposit
    Once everything looks good, select Deposit and you're done!
Tip: Just like at a branch, a short hold may apply before your funds are available.

Keep your check in a safe place until the deposit clears.
This upgrade will require that you make changes to your QuickBooks or Quicken software. Please follow the conversion instructions provided by Intuit to ensure a smooth transition.

The conversion instructions reference two Action Dates. Please use the following dates:

1st Action Date: November 2, 2025
A data file backup and a final transaction download should be completed by this date. Please make sure to complete the final download before this date.

2nd Action Date: November 5, 2025
This is the action date for the remaining steps on the conversion instructions. You will complete the deactivation/reactivation of your digital banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection.

Conversion instructions
Quicken
QuickBooks Desktop
QuickBooks Online

Intuit aggregation services may be interrupted for a week or more. Users are encouraged to download a QFX/QBO file during this outage . The following services may not work during the outage:
  • Quicken Win/Mac Express Web Connect
  • QuickBooks Online Express Web Connect
Please carefully review your downloaded transactions after completing the migration instructions to ensure no transactions were duplicated or missed on the register.

If you have any questions, please contact Intuit Support