Courtesy Pay103 is available with Go Green Checking, Basic Checking, and Business Checking.
Overdraft Services
Covers your checking account by allowing payments to go through instead of being declined or returned. 103
Courtesy Pay
Covers check & ACH overdraft transactions when your checking balance is too low (without using a savings or a line of credit).
-
-
Check and ACH overdraft transactions are approved.
-
Limit fees and ensure uninterrupted checking account access when you accidentally overdraw.
-
To opt-in to Courtesy Pay, simply log into Digital Banking and send us a Secure Message.
Courtesy Pay Plus
Covers overdraft transactions for check, ACH, ATM, and debit cards when your checking balance is too low (without using a savings or a line of credit).
-
Courtesy Pay Plus103 is available with Go Green Checking, Basic Checking, and Business Checking.
-
All the benefits of Courtesy Pay, plus overdraft protection for ATM and debit cards.
-
Limit fees and ensure uninterrupted checking account access when you accidentally overdraw.
-
To opt-in to Courtesy Pay Plus, simply log into Digital Banking and send us a Secure Message.
Savings Account Transfer
Automatically pulls money from your Savings account to cover an overdraft.
-
Your coverage is free of charge.
-
Use any Coastal savings account and link it to your checking account in Digital Banking or at a branch.
-
You must have enough funds in your linked savings account to cover the full transaction amount.
-
Transfer funds from your savings account and deposit them into your checking account.
Personal Line of Credit
Covers overdrafts by pulling from an approved Personal Line of Credit.
-
A Personal Line of Credit104 is easy to set up in Digital Banking or at a branch.
-
Transfer funds from your line of credit and deposit them into your checking account.
-
No per-item overdraft fees.
-
Used to cover insufficient funds before an overdraft savings transfer is used.