Introductory APR Offer
Enjoy a 0.00% introductory APR on purchases and balance transfers for the first 6 billing cycles. After that, the standard variable APR will be 12.50% to 18.00% on purchases and balance transfers.38
Rate Advantage Visa®
Our lowest interest rate card.
Pay no interest on purchases or balance transfers for the first 6 billing cycles.38
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The ideal choice for everyday use and balance transfers.
Even More Benefits
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Financial Flexibility
Ideal for both new purchases and managing existing debt through balance transfers.
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No Penalty Rates
Rest assured, knowing that there are no penalty rates, allowing for a stress-free credit experience.
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Enhanced Security
Manage your card preferences, set alerts, and spending limits with Coastal CardNav.7
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Convenient Payments
Make purchases securely and effortlessly using Digital Wallets & Mobile Payments.7
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Fraud Protection
Stay protected with free fraud text alerts, included automatically with your Coastal credit card.7
Frequently asked questions about our Rate Advantage Visa®.
After the introductory period ends, your rate will revert to the standard rate you qualified for, determined by your creditworthiness.
As our lowest rate card, the Rate Advantage card is an excellent option for balance transfers.
No. Coastal does not charge an annual fee for any credit card. Please view our Application and Solicitation Disclosure for more details.
You can download Coastal CardNav to turn your card on and off, set spending limits, create alerts, and more.
Yes. All our credit cards are enabled for use with Apple Pay®, Samsung Pay®, Garmin Pay®, and Google Pay®.
Yes. Our foreign transaction fee is 1% of each transaction in US dollars. Terms and conditions apply. Please view our Application and Solicitation Disclosure for more details.