Investment Property Loans

A pathway to homeownership.

Start your investment on the right foot with low fees, and low down payment requirements.

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See how rental income can give your finances a new lease on life.

Borrow money, buy a property, and then rent it out

The monthly checks from your tenants may cover the loan repayment costs and could net you a tidy profit.

  • You can purchase and refinance single-family homes, townhouses, condos, or 2-4 units.

  • Lower Down Payment

    Borrow up to 85% of the property value. That means a down payment of only 15%.

  • Flexible terms

    Choose from 10-, 15-, 20- and 30-year fixed-rate25 mortgages. A fixed rate means your rate will never increase over the life of the loan.

  • Easier Qualification

    The rental income from the property being purchased may be used for loan qualifying purposes under certain circumstances.

  • Property Locations

    Available in North Carolina, South Carolina, and Virginia.

Connect with a Mortgage Loan Officer

  • Expert Guidance

    Our loan officers can provide personalized advice and guide you through the home buying process. 

  • Personalized Solutions

    We’ll help you by finding the mortgage solution that fits your needs.

Frequently asked questions about Investment Property Loans.

Our flexible terms allow you to borrow up to 85% of the property value, which means a down payment of only 15%.
Coastal charges a low application fee of $1,250. You receive substantial savings because there are no charges for document prep or credit reports. Additional charges may apply depending on the interest rate and loan program you choose.
You can own an unlimited amount of investment properties The maximum number of financed properties is 10. However Coastal will only finance a maximum of four properties (of those ten).
You can purchase and refinance a condo, townhome, single-family home or a 2-4 unit.
Coastal will finance a maximum of four properties.
The rental income from the property being purchased may be used for loan qualifying purposes under certain circumstances. For expert advice, please contact one of our Mortgage Loan Officers.