Jumbo Mortgage

When your home-buying dreams exceed the ordinary, we’re here to help.

Ideal for more expensive homes, our Jumbo Mortgage caters to those aiming higher in the property market.

Discover the possibilities of a Jumbo Mortgage.

  • Low Down Payment

    You can put as little as 5% down. Many other banks require a minimum 20% down payment.

  • High Borrowing Limits

    Borrow an amount greater than $806,500, perfect for financing luxurious properties.

  • Competitive Interest Rates

    Choose from a variety of fixed and adjustable-rate mortgage options to suit your financial plan.

  • Low Fees:

    Benefit from a low application fee, plus no charges for document prep.

Competitive Mortgage Rates

Benefit from some of the most competitive mortgage rates in the market, designed to suit a variety of financial situations.

The ideal solution for purchasing or refinancing higher-value properties.

A Jumbo Mortgage from Coastal Credit Union is a type of home financing designed for properties that exceed the standard conforming loan limits.

  • Beyond Standard Limits:

    A Jumbo Mortgage caters to financing needs that surpass the usual borrowing threshold of $806,500.

  • Designed for High-Value Properties:

    Perfect for buyers aiming to invest in luxury homes, spacious properties, or homes in high-cost areas.

  • Tailored Financing:

    This mortgage option is customized to handle larger home loan amounts, providing flexibility and coverage for your significant investment.

  • Diverse Property Types:

    Suitable for a wide range of property types, including single-family homes, townhouses, and eligible condos.

How the Jumbo Mortgage process works.

  • Connect with a Mortgage Loan Officer:

    Our mortgage loan officers provide expert, personalized advice on rates, terms, and the best options for your situation.

  • Apply Online and Get Pre-Approved:

    From application to closing, we guide you through each step of the mortgage process. Including the documentation you’ll need for pre-approval.

  • Meet with Daymark Realty:

    Our wholly-owned real estate service will help you find the right home for you.

  • Get your Offer Accepted:

    Once you’re under contract for your new home, we will begin the processing and the approval for your new mortgage.

  • Finalize Your Closing:

    At closing, we’ll be there to walk you through the final paperwork as you get the keys to your new home!

Connect with a Mortgage Loan Officer

  • Expert Guidance

    Our mortgage loan officers can provide personalized advice and guide you through the home buying process. 

  • Personalized Solutions

    We’ll help you by finding the mortgage solution that fits your needs.

Frequently asked questions about Jumbo Mortgages