Health Savings Account (HSA)

A smart way to manage rising healthcare expenses.

Designed for those with High-Deductible Health Plans (HDHP), our HSA puts the power of healthcare spending and saving in your hands.

Scroll to
Take a step toward healthcare peace of mind.

Embrace a smarter way to handle your healthcare expenses with an HSA.

  • Tax-Advantaged Savings

    Contribute to your HSA pre-tax, and use the funds for qualified medical expenses.16

  • Earn Dividends

    Your deposits earn dividends, enhancing your savings potential.

  • Roll-Over Balance

    Your HSA balance carries over year to year, so you never lose what you've saved.

  • Portability

    Your HSA moves with you, even if you change jobs or retire.

  • Debit Fraud Alerts

    Automatically enrolled in text alerts to monitor for unauthorized debit card activity.17

A simple way to manage healthcare expenses.

  • Easy Contributions

    Just like a retirement fund, allocate a portion of each paycheck to your HSA.

  • Flexible Healthcare Spending

    Use your HSA funds for a variety of qualified medical expenses, from doctor visits to prescriptions.

  • No Provider Restrictions

    Enjoy the freedom to choose your physicians and healthcare providers.

Have questions or need assistance?

Fill out our contact form, and a Coastal representative will be in touch to help you navigate your HSA options.

  • First Name* is a required field
  • Last Name* is a required field
  • Primary Phone Number* is a required field
  • Email* is a required field
  • Are you a Coastal Member?* is a required field
  • Please select the account you would like to open, or assistance is needed?* is a required field

Frequently asked questions about our Heath Savings Account (HSA).

Members who are enrolled in a High Deductible Health plan.
Yes. Each year the limit may change based on IRS changes. Please consult a tax professional for full details.
You may use your Health Savings Plan to cover qualified medical expenses.
To find a list of expenses that are covered, you can visit Publication 969 (2023), Health Savings Accounts and Other Tax-Favored Health Plans | Internal Revenue Service (irs.gov)
No. Health Savings Accounts cannot be used for non-medical expenses.
All contributions and distributions are required to be reported on your income tax return. Annually, we will provide you with a 5498-SA for your contributions and a 1099-SA for your distributions. Please consult a tax professional for full details.
Your HSA account will remain available to you. You will not be able to make contributions to your HSA account unless you are enrolled in a High Deductible Health plan, but you may continue to use it for qualified medical expenses.