New & Used Auto Loans

Drive forward with confidence.

Get in the driver’s seat with rates as low as

5.49 - 6.99 %
APR 47
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Let’s get started.

Whether you're buying your first car or upgrading to a newer model, Coastal offers competitive rates and flexible terms.

  • Competitive Rates

    Take advantage of rates as low as 5.49% APR47.

  • New & Used Auto Loans

    Apply for preapproval with us and enter the dealership with financing in hand. 

  • Flexible Terms

    Get terms up to 84 months, with no penalty for paying off your loan early.44

  • 45 Days Until First Payment

    Get up to 45 days until your first payment is due when you refinance with us.45

  • No Pre-Payment Penalty

    Pay off your auto loan early without the worry of extra fees.

  • Affordable Options

    We offer loan options for members who have experienced past credit problems.

Estimate Your Payments with our Auto Loan Calculator

Simply input your loan amount, term, and interest rate to see how affordable your new car can be.

Make online auto shopping a breeze with AutoSMART.

  • Dealer Reviews

    Make informed decisions with insights on dealerships.

  • Make Car Buying Easy

    Research, find, and finance your car all in one place.

  • Fair Market Value

    Determine the right price for your vehicle.

Frequently asked questions about our New and Used Auto Loans.

There is no difference between a new or used auto loan rate. However, rates may vary depending on your credit score and collateral.
To determine your eligibility and max approval, you can apply online or at a local branch to obtain a pre-approval. Your pre-approval will be contingent upon the vehicle and requirements needed to complete your loan.
Yes. You are eligible to refinance an existing Coastal Auto Loan after 12 consecutive payments have been made.
Documents may not be needed to submit an application but will be needed prior to booking for verification purposes. Documents requested may vary based on the loan program. You must be a legal resident of the US, have a valid driver's license, and meet the requirements for an auto loan approval.
Your loan approval can be instantaneous or within minutes from the time your application has been submitted.
No. There is no difference in the loan process for a new versus a used car.