Go Green Checking

No monthly fees, no minimum balances

Earn a higher dividend rate with the debit card purchases you make

On August 1, 2020 your savings rate will change. And while our rates are subject to change given these volatile economic conditions, we are continuing to provide savings rates up to 0.60% APY. Even though the rate environment has shifted considerably, you can rest assured that your savings are protected and federally insured to at least $250,000. Learn More
Go Green Checking Premium Tier
0.60% APY1
(30 or more Debit Card Transactions Posted Per Month)
Standard Tier
0.60% APY1
(12-29 Debit Card Transactions Posted Per Month)
Base Tier
.10% APY1
(0-11 Debit Card Transactions Posted Per Month)
The Rate You Deserve

The Rate You Deserve

  • Your first $10,000 earns up to 0.60% APY just by making around 1 transaction a day  
  • No monthly fee or minimum balance required 
  • Pro tip! Transfer any money above $10,000 into Go Green Money Market to maximize your return

Just the Facts

The Convenience You Enjoy

The Convenience You Enjoy

The Technology You Want

The Technology You Want

The Security You Need

The Security You Need

  • id AllySM: Our identity theft recovery program is included free of charge 
  • Manage your debit card preferences all on your own terms - turn your card on/off, set alerts, or set spending limits with CardNav
  • You are automatically enrolled to receive debit fraud alerts via text message to identify unauthorized activity3
  • Your account is federally insured up to $250,000 by the NCUA
  • With Visa’s Zero Liability, you’re protected if your debit card is lost, stolen or fraudulently used, online or offline
The Perks You Love

The Perks You Love

  • Eligible for our annual Loyalty Bonus payout
  • Each time you use your Coastal debit or credit card, we give one penny back to our community, more than $300,000 a year, through the Coastal Credit Union Foundation 
  • As a Coastal member, you’re entitled to these great deals on Coastal Credit Union Music Park concert tickets, Carolina Hurricane games, and Durham Bulls souvenirs 
Deposit-Growth Certificates
Deposit-Growth Certificates
Earn higher yields with our certificates of deposit, featuring competitive rates, flexible terms and a low minimum opening balance.

Resource Center

Frequently Asked Questions

Yes, the minimum required to open a checking account is $100. However, there is no minimum balance required to enjoy all of the features of your account or to waive any fees.

Our Basic and Go Green Checking accounts do not have any monthly service fees.

Yes, in addition to continued fraud monitoring, all of your deposits are federally insured, up to $250,000 through the NCUA. We are also pleased to provide convenient fraud text alerts for debit cards as well as debit card controls using CardNav.

Yes, Coastal has several options available to guard against overdraft. You can link a savings or money market account to automatically transfer funds in the event of an overdraft. In addition, many accounts are eligible to enroll in Bounce Guard or Bounce Guard Plus  which can limit the fees incurred in the event of an overdraft.

All Coastal memberships come with complimentary idAlly, identity theft recovery services. In addition, you can complete transactions nationwide using our network of shared branches and Allpoint ATM locations.

1. APY = Annual Percentage Yield. APY is variable, and is subject to change after the account is opened. APY is accurate as of the last dividend declaration date. $100 is needed to open an account. Minimum balance required to earn APY is $0.01. Premium Tier and Standard Tier rate are applied to daily average balances up to $10,000. Base Tier rate will apply to the portion of the balance exceeding $10,000. For more details, see the Truth-In-Savings Disclosure and Rate Table. Fees may reduce earnings. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.

2. The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, Allpoint, CashPoints or Sheetz ATM.

There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.

3. Valid mobile phone number required. Data and other wireless carrier charges may apply.

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