Go Green Checking

Get paid more with the Best Checking Account in the Triangle!

Premium Tier

5.00 %
APY 9
with 15 debit card transactions per month, on balances up to $10,000
It’s time to start banking better.

Earn up to 5.00% APY!

Get more with Go Green Checking, the best checking account in the Triangle! You could earn over $500 every year41, along with exclusive discounts and special perks.

Stop Waiting for Payday.

Get paid early! Access your money sooner with our Early Pay feature, included with direct deposit!3

Go Green Checking

Bank better and earn up to 5.00% APY. Simply make 15 debit card transactions each month to earn the higher rate.

TermsMinimum DepositAPY9 on average balances of $10,000 or lessAPY9 on average daily balances above $10,000
Premium Tier$255.00%0.05%
Base Tier​
$250.05%0.05%


APY = Annual Percentage Yield. Rates are subject to change. Not all direct deposits are eligible for Early Pay. Fees can reduce earnings. Dates are effective as of 03/01/2024. With no monthly fees80.

Just when you thought that was enough... there’s more!

  • Best-in-Class Digital Banking

    With Digital Banking, your account is accessible anywhere, anytime. Plus, deposit checks effortlessly with just a few taps!7

  • Music, Entertainment, and More

    Enjoy presale offers on Coastal Credit Union Music Park concert tickets and Carolina Hurricanes games and other member perks.

  • Community Contributions

    We donate to our Foundation for every Coastal debit or credit card transaction. That adds up to almost $400,000 every year to support your community!

  • Extended Teller Hours

    Get more time when you need it. We offer teller hours from 7AM to 7PM, 7 days a week.

  • Nationwide Access

    Over 55,000 surcharge-free ATMs and 22 local branches in the Triangle area.5

Ready to get rewarded for everyday banking?

Enjoy up to 5.00% APY9 on your balance, early direct deposit, and no monthly fees.80 Open your account online, schedule an in-person, phone or video meeting, or simply give us a call.

Go Green Money Market Bundle

Combine your Go Green Checking with a Go Green Money Market account for a smarter way to save. You'll benefit from higher dividends while still having easy access to your funds.

Frequently asked questions about our Go Green Checking.

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You can access or manage your account by registering for Digital Banking through COASTAL24.com or Downloading the Coastal App.
You are automatically enrolled to receive debit fraud alerts via text message, ensuring you're notified quickly of any suspicious activity on your account. Coastal provides robust security measures to help protect your credit and debit cards.
Coastal has over 55,000 surcharge-free ATMs nationwide.
As a Coastal member, you are entitled to presale offers on Coastal Credit Union Music Park Concert tickets and Carolina Hurricanes games. You also have access to LoveMyCreditUnion rewards for several discounts, and each time you use your debit or credit card, we give a penny back to the Coastal Foundation to support our community.
No minimum balance is required for your Coastal Checking account. However, a $25 minimum opening deposit is required to get started.
You may order checks directly within Digital Banking. Simply choose "Order Checks" from the Accounts Summary. You may also visit https://orderpoint.deluxe.com/personal-checks/home.htm. You may also call 877-838-5287 or stop by a branch location.
Coastal's routing number is 253175494. To find your account number, simply log into Digital Banking, select the desired account, and then select "Details" on the right to view your account number.
You can earn a higher dividend rate on up to the first $10,000 in your Go Green Checking account with 15 or more debit card transactions per month.
Simply post 15 or more debit card transactions per month to enjoy a higher dividend rate on your Go Green Checking account.
Coastal Credit Union Checking accounts do not have monthly service fees.
You can access or manage your account by registering for Digital Banking through COASTAL24.com or Downloading the Coastal App.
Yes, Coastal has several options available to guard against overdrafts. You can link your savings account to automatically transfer funds in the event of an overdraft. Many accounts are eligible to enroll in Courtesy Pay or Courtesy Pay Plus, which can limit the fees incurred in the event of an overdraft.
You can deposit checks from international financial institutions at Coastal Credit Union. Please note that processing these checks can take 45-90 days as we work with foreign banks to collect the funds.

To deposit the check, you can visit any of our branch locations. If you are unable to visit a branch, please complete the Foreign Collection Disclosure Form and mail it with the original check to:

Coastal Federal Credit Union
Attn: Payment Services
PO Box 58429
Raleigh, NC 27658

For questions about foreign checks, please call us at 1-800-868-4262.