Skip to Main Content Skip to Sitemap

❄️❄️Branches and HQ are closed on Monday. Teller service is currently available. Visit the Inclement Weather page for details.❄️❄️

Share/Certificate Secured Loan

Borrow against your savings to get the loan you need.

Your interest rate will be lower than most credit cards

Here's how a Share/Certificate Secured Loan could help you bank better:

  • Your savings continue to earn dividends while you use your loan
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Another way your Savings or Certificate works for you

The loan you need could be as close as your own Coastal Savings Account or Certificate. With this loan option, you borrow money based on how much you have in your accounts so you can finance what you need. It's the ideal option if you need to build or re-establish credit and you've been denied a loan elsewhere. We're here to help with options you can use to get ahead.

Earn more cash back when you shop.

I was able to buy my first home on my own without using all of my savings.
Margaret H.

All loans are subject to approval.

Need help?

Send us a secured message: