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Share/Certificate Secured Loan

Borrow against your savings to get the loan you need.

Your interest rate will be lower than most credit cards

Here's how a Share/Certificate Secured Loan could help you bank better:

  • Ideal option if you need to build or re-establish credit and you’ve been denied a loan elsewhere
  • Your savings continue to earn dividends while you use your loan
  • No income or employment verification required
  • No secured loan application fees or closing costs
  • When your loan is paid off, your savings become available to you again
  • This loan is eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program

Just the Facts

Consolidate Debt

  • Combine unsecured debts into one loan with a lower interest rate
  • Pay off your unpaid medical bills
  • Consolidate all of your credit card balances into one payment

Make Various Repairs

  • Utilize your loan for a home improvement project or any needed repairs
  • Finance your car repair costs
  • Use it for unexpected repairs and projects
Adjustable-Rate Mortgage
Adjustable-Rate Mortgage
Apply for this flexible home loan if you plan on paying it off, refinancing or moving before the rate adjusts.

I was able to buy my first home on my own without using all of my savings.
Margaret H.

All loans are subject to approval.

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