Compare All Checking Accounts

Find the right fit for your daily money management needs.

From simple to robust, we have the checking account for you

Here's how Coastal's Checking Accounts can help you bank better:

  • Earn a dividend rate as high as 0.60% APY1
  • Manage your account easily through Digital Banking, Mobile Banking and Telephone Banking
  • Choose an account with no annual fee and no minimum balance
  • Access cash at over 30,000 surcharge-free2 ATMs nationwide
  • Check out fast and securely with your contactless card wherever you see the Contactless Symbol3. Your transactions are always secure, with 24/7 fraud alerts on top of it . 
Deposit-Growth Certificates
Earn higher yields with our certificates, featuring competitive rates, flexible terms and a low minimum opening balance.

COMPARE OUR CHECKING ACCOUNT OPTIONS

Checking Products Benefits

Go Green Checking

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  • View Rates
  • Earn a higher dividend rate by making more debit card purchases
  • No monthly fee or minimum balance required5
  • This checking account is eligible for an annual Loyalty Bonus payout
  • Automatically enrolled in debit fraud alerts via text message to identity unauthorized activity4

Basic Checking

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  • No minimum balance required5
  • This checking account is eligible for an annual Loyalty Bonus payout 
  • Automatically enrolled in debit fraud alerts via text message to identity unauthorized activity4

Student Checking

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  • View Rates
  • Choose Student Go Green Checking to earn a higher dividend rate by making more debit card purchases
  • Student Basic Checking offers a regular account with no monthly fees and no Debit Card restrictions
  • This checking account is eligible for an annual Loyalty Bonus payout
  • Automatically enrolled in debit fraud alerts via text message to identify unauthorized activity4

Health Savings Account (HSA)

  • Earn dividends on your deposits and use the money for health-related expenses
  • Tax-advantaged deposits and withdrawals when you use the money for qualified medical expenses, such as doctor visits, dental visits, prescriptions, medical procedures and more
  • Open your account with as little as $1
  • Access your money easily with a designated HSA debit card or transfer the funds to your checking account 
  • Manage your business accounts through Digital Banking, Mobile Banking and Telephone Banking
  • No monthly fee for balances above $1,500
  • 50 free items per month
  • Automatically enrolled in debit fraud alerts via text message to identity unauthorized activity4
Checking Products Key Benefit Dividends Monthly Service Fee Other Benefits

Go Green Checking

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  • View Rates
Earn a higher dividend rate with more debit card purchases Tiered Rate* None Waive up to 5 ATM fees**

Basic Checking

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No minimum balance requirement None* None Waive up to 5 ATM fees**

Student Checking

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  • View Rates
Choose to earn dividends, or keep it simple Tiered Rate* None ATM fee refunds up to $4.99 each

Health Savings Account (HSA)

Tax-advantaged deposits and withdrawals Tiered Rate* None Your balance carries over every year and funds move with you if you ever relocate
Your go-to account for managing business funds None* $5.00 (can be waived) Waive up to 5 ATM fees**

1. APY = Annual Percentage Yield. APY is variable, is subject to change after the account is opened. APY is accurate as of the last dividend declaration date.  Fees may reduce earnings. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

2. The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, CashPoints or Sheetz ATM.

There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.

3. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

4. Valid mobile phone number required. Data and other wireless carrier charges may apply.

5. A Primary Savings account is needed to open any Checking product.  A minimum deposit of $25.00 is needed to open a Primary Savings.

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