Debt Consolidation

Organize your finances and become debt free quicker.

Lower your monthly payment and pay down debt faster

Here’s how consolidating debt can help you bank better:

  • Lower your interest rate and keep more money in your pocket
  • Worry less with fewer bills and simplify your finances
  • Reach your goal of being debt free quicker

Ways to Consolidate Debt

  • Transfer high interest debt to our Rate Advantage card and recieve a low promotional APR with our balance transfer
  • Lock in an interest rate with a personal loan
  • Consolidate your debt with the stability of one low payment from a home equity loan
  • Cash-out refinance your mortgage and use the value of your home to pay for expenses

Coastal is Here is Help You

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Consolidation Options   Ideal for Someone who How it Works
Rate Advantage

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  • Doesn’t own their own home or car
  • Has some debt to refinance into one variable monthly payment
  • Apply online or go to a branch
  • Indicate what debt you want paid off at the time of application
  • Get approved
  • Transfer any remaining debit to your Coastal credit card within online banking
Personal Loan

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Find A Branch

  • Doesn’t own their own home or car
  • Has some debt to refinance into one fixed monthly payment
  • Apply online for a personal loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Cash-Out Auto Loan

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Find A Branch

  • Owes significantly less on their auto loan than the value of their car
  • Has some debt to refinance into one fixed monthly payment
  • Apply online for a cash out refinance auto loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Home Equity Loan

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Find A Branch

  • Owes less on their mortgage than their house is worth
  • Doesn’t want to refinance entire mortgage balance
  • Has a lot of debt to refinance into one fixed monthly payment
  • Apply online for a Home Equity Loan
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt
Cash-Out Mortgage

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Find A Branch

  • Owes less on their mortgage than their house is worth
  • Would benefit from a lower rate on their entire mortgage balance
  • Has a lot of debt to refinance into one fixed monthly payment
  • Apply online for a mortgage that fits your needs
  • Indicate what balances you want to pay off at the time of application
  • Get approved
  • Coastal handles refinancing that debt

 

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Financial Education Center
Financial Education Center
Control your finances with a wealth of knowledge.

Having this account allowed me to save for college and now I have the opportunity to pay for my education without having to worry about interest.
Claudia M.

All loans are subject to approval.

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