| Fees | Effective Date |
|---|---|
| Schedule of Fees - Personal | January 1, 2026 |
| Schedule of Fees - Business | January 1, 2026 |
Forms & Disclosures
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Credit Card Forms
Dispute Forms
- Affidavit for ATM/PIN Based Transaction Discrepancies
- Written Statement of Unauthorized ACH Transactions
- To file a card dispute or fraud, please call 800-868-4262
List of our disclosures.
Fees
Membership
| Personal Membership Disclosures | Effective Date |
|---|---|
| Electronic Funds Transfer | February 19, 2025 |
| Membership and Account Agreement | February 19, 2025 |
| Privacy Policy | N/A |
| Business Membership Disclosure | Effective Date |
|---|---|
| Business Membership and Account Agreement | February 19, 2025 |
Deposit Accounts
| Deposit Accounts Disclosures | Effective Date |
|---|---|
| Funds Availability Policy | June 26, 2025 |
| Truth in Savings - Savings & Checking | May 8, 2025 |
| Truth in Savings - Certificates | June 11, 2025 |
| Truth in Savings - Special Certificates | March 1, 2019 |
| Overdraft Services Consent Form | February 19, 2025 |
Credit Cards
| Signature Premier Rewards Visa® | Effective Date |
|---|---|
| Guide to Benefits | January 20, 2022 |
| Consumer Credit Card Agreement | October 1, 2025 |
| Application and Solicitation Disclosure | February 23, 2026 |
| Rate Advantage Visa® | Effective Date |
|---|---|
| Guide to Benefits | January 20, 2022 |
| Consumer Credit Card Agreement | October 1, 2025 |
| Application and Solicitation Disclosure | February 23, 2026 |
| Rate Advantage Secured Visa® | Effective Date |
|---|---|
| Guide to Benefits | January 20, 2022 |
| Consumer Credit Card Agreement | October 1, 2025 |
| Application and Solicitation Disclosure | February 23, 2026 |
| Business Visa® | Effective Date |
|---|---|
| Guide to Benefits | January 20, 2022 |
| Consumer Credit Card Agreement | October 1, 2025 |
| Old Visa® Disclosures - Credit Card Agreements | Old Visa® Disclosures - Other Disclosures |
|---|---|
| Big Ticket Visa® | Loanliner Addendum |
| Cash Back Visa® | Infinity Visa |
| Community Visa® | Visa® Platinum |
| Community Secured Visa® | Visa® Gold II |
| Infinity Visa® | Visa® Gold |
| Student [Cu] Visa® | Visa® Classic |
Online Services
| Online Services Disclosures | Effective Date |
|---|---|
| Bill Pay Terms and Conditions | February 1, 2017 |
| Digital Banking Services Agreement and Disclosure | November 4, 2025 |
| Digital Wallets | April 1, 2020 |
| Electronic Document Agreement and Disclosure | February 1, 2017 |
| Online Account Opening e-Sign Disclosure and Consent | June 1, 2014 |