Fixed Interest Rate and Monthly Payments
Enjoy the predictability of the same payment each month.
Enjoy the predictability of the same payment each month.
Borrow up to 100% of your home's combined loan-to-value, giving you access to more funds.28
Choose terms from 5 to 20 years, with the option for lower interest rates on shorter terms.27
Pay off your loan ahead of time without any penalty, offering you financial flexibility.
Coastal pays all standard closing costs on new home equity loans.30
Enjoy a 0.25% rate discount if you have a Coastal First Mortgage.
Product | Annual Percentage Rate Fixed as low as | Term |
---|---|---|
Up to 100% of your home's combined loan-to-value27 |
9.45%29 |
60 Months |
9.75%29 |
61-120 Months | |
10.15%29 |
121-180 Months | |
10.15%29 |
181-240 Months | |
Up to 90% of your home's combined loan-to-value27 |
8.39%29 |
60 Months |
8.49%29 |
61-120 Months | |
8.64%29 |
121-180 Months | |
8.99%29 |
181-240 Months | |
Up to 80% of your home's combined loan-to-value27 |
7.84%29 |
60 Months |
7.84%29 |
61-120 Months | |
8.04%29 |
121-180 Months | |
8.14%29 |
181-240 Months |
Available from $5,000 up to $250,000 for qualified borrowers.
Apply online or in a branch to start the process. Once approved, you’ll receive your funds in a lump sum.
Enjoy the simplicity of a fixed monthly payment, making budgeting easier for your family.
Utilize your loan for renovations, education expenses, or debt consolidation.
Want to learn more about Coastal Credit Union’s mortgage loans? Give us a call or visit us in person at one of our North Carolina branches.