Your home, your goals.
A Home Equity Line of Credit can help you better manage your debt.
Debt Consolidation
A Home Equity Line of Credit (HELOC) lets you consolidate your debt into one low monthly payment.
The average household has $9,654 in credit card debt. That's 965,400 pennies. The average credit card debt weighs the same as an adult male Rhinoceros. (5,321 lbs in pennies). That many pennies would stretch 201 foootball fields.
Let's compare paying off $9,000 in credit card debt.
Credit card (21.00% APR) and HELOC (9.00% APR) $6,373 savings. For illustrative purposes only. Actual rates are based on creditworthiness.
Moving your debt to a HELOC would save you over $6,000 over the life of the loan... and it would be paid off over two years faster!
Helping You With Major Repairs
A HELOC can also give you the cash you need for an unexpected emergency.
A HELOC can help you finance a new HVAC system. The Department of Energy recommends replacing your HVAC system after 10 years for maximum efficiency.
A HELOC can also help you finance a new roof. The average roof lasts between 15 and 30 years.
Don't paint yourself into a corner! A HELOC can help you with the cost of painting as well.
For a 2,500 sqft home: 2,500 sqft Home Exterior = 20 Gallons of Paint (two coats)
Giving You Peace of Mind
Don't let the stress of debt keep you from living better. A HELOC can help you with one low monthly payment.
Get a good night's sleep by consolidating your debt into one low monthly payment with a HELOC. The average American is awoken by three "debt nightmares" each week.
Reducing your debt stress doesn't have to be a fantasy. What would you do first if you won the lottery? 35% would pay off their debts first. Now cruising to Hawaii? That's step two...
Stop juggling and enjoy the simplicity of consolidating your debt into one HELOC payment. The average household has three credit cards.
Improving Your Credit Score
Don't let the stress of debt keep you from living better. A Home Equity Line of Credit can simplify your life with one low monthly payment.
The difference between "good" and "excellent" credit scores can be as little as one point.
Moving your credit card debt to a HELOC could boost your score. Too much credit card debt could hurt your score.
It's easy to use a HELOC
