Auto Loan Refinancing

Switch to a Coastal auto loan and save money with rates as low as

5.09%APR1

AUTO LOAN REFINANCING FEATURES

Special Guarantee
We’ll either lower your monthly payment by $100, or we’ll give you $2002
Lower Rates
Enjoy a great rate, as low as
5.09% APR1
Enjoy a Break
Get up to 45 days until your first payment is due when you refinance with us3

Bank Better by Refinancing Your Auto Loan With Coastal

  • We will either lower your monthly payment by $100; or we’ll give you $200 cash back when you refinance with us 2
  • Access AutoSMART, an online auto shopping destination that helps make car-buying a breeze
  • No pre-payment penalty 

Calculator

Purchase price must be a numeric value greater than zero
Down payment must be a numeric value greater than or equal to zero
Trade equity must be a negative or positive numeric value
Rate estimate is based on a vehicle mileage of 150,000 miles or under
Loan Snapshot
Loan Amount
$
Monthly Payment APR
$ %
Purchase Price $
Down Payment $
Trade Equity $
Total Interest $
Total Cost of the Loan $
*There are additional Taxes, title, and dealer fees that will vary based on your state.
Loan Type Purchase
Credit Profile
Term Months
Existing balance must be a numeric value
Rate estimate is based on a vehicle mileage of 150,000 miles or under
Loan Snapshot
Loan Amount
$
Monthly Payment APR
$ %
Existing Balance $
Total Interest $
Total Cost of the Loan $
*There are additional Taxes, title, and dealer fees that will vary based on your state.
Loan Type Refinance
Credit Profile
Term Months

Resource Center

3 Ways Coastal Could Help You Buy or Refinance a Car This Year

Ready to trade in your old car for something new? Or, maybe your car payments have been too high and you want to refinance. Coastal understands that car buying and financing can be quite a process, but we’ve got three ways to make it stress-free.

Auto Buying Tips & Tricks

Are you in the market to buy or refinance your vehicle? Coastal’s got you covered with our latest auto buying tips and tricks


I couldn't be happier with Coastal. I just refinanced my car through them and I love having access to tellers 24/7!
Coastal Member

Frequently Asked Questions

We finance new and used vehicles up to 10 years old. Certain restrictions apply for older vehicles, ask your loan officer for details.
GAP pays the difference between the actual cash value of a vehicle up to the balance remaining after your auto insurance company settles your claim in the event your auto is in an accident and is declared a total loss.
Simply go to https://www.coastal24.com/Insurance-Coverage-Verification to update your information.
We guarantee that we will save you at least $100 on your monthly payment, if not we will pay you $200 in cash when you refinance your auto loan to Coastal!
Yes.  We can help you take the stress out of buying with AutoSMART.  Conduct online research to find the right car and determine Fair Market Value (FMV).

All loans are subject to approval. Refinancing options are subject to review by a Coastal consumer loan underwriter to determine your specific offer.

1. APR = Annual Percentage Rate. Rate 5.09% is only available for well qualified applicants on vehicles with year model 2020 - 2023. Oldest vehicle Coastal will finance is a 2012 model. Your rate may vary and is determined by your credit qualifications, amount financed, vehicle value, year model, vehicle mileage, loan terms and other collateral requirements. Other rates and terms available. All rates and terms are subject to change without notice. Interest accrues daily. All loans are subject to approval.

2. Savings of $100 each month may not be available to all applicants. $200 will be credited to the member’s share/checking account between 0 and 5 days of the loan origination date.

3. 45 days to first payment as a benefit when you purchase or refinance your auto loan from another lender. Interest will continue to accrue during the 45 day no payment period.

**Data and other wireless carrier charges may apply.

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