Choose a checking account that delivers more.
Whether you're buying, building, or refinancing, Coastal holds the key.
Use our calculator to find out how much you can afford when buying a car.
Give your savings a boost!
Get peace of mind knowing you can bank anywhere with Coastal's Digital Tools.
Not a Member Yet? Get the process started here.
Your web browser, Internet Explorer, is no longer supported by Coastal Online Banking.
Please update to a modern browser for a secure online banking experience. Supported browsers include Google Chrome, Mozilla Firefox, and Apple Safari.
No down payments with up to 105% Loan to Value (LTV)1 on home purchases with our 7/1 ARM, and 30 Year Fixed mortgages
By going beyond 100% financing on a home purchase, you can maximize your cash to use as you see fit
No Private Mortgage Insurance (PMI) requirement! Saving you hundreds of dollars per year
Unlike other lenders, we don’t sell your mortgage servicing. So you’ll always know where to make your payments
Underwriting fee of just $600 and no charges for document prep or credit reports mean substantial savings
Loan amounts up to $647,200
GET YOUR REFINANCE RATE QUOTE
1. Up to 105% loan to value (LTV) financing up to home’s purchase price or appraised value, whichever is less. For loans with an LTV exceeding 100%, borrower must establish direct deposit and have a qualifying Coastal deposit account in addition to the Primary Share account.
APR = Annual Percentage Rate.
† Term loan – For a $75,000 loan amount, a term of 144 months with a 7.50% APR fixed, the monthly payment will be $793.87. Balloon payment – For a $125,000 loan amount, a term of 60 month balloon and a 15 year amortization with a 7.50% APR fixed, The monthly payment will be $1,162.41, with a final balloon payment of $97,964.05. Rates are subject to change daily. Lending area located in North Carolina, Virginia, and South Carolina. Coastal membership must be established prior to scheduled closing.
By continuing, you will be leaving the Coastal Credit Union website.
Coastal Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Coastal Credit Union.
Visit our site again soon.