Coastal Credit Union
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253175494

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 that is available 24 hours a day for assistance. Representatives are available 7 days a week, 24 hours a day. Or you may send an email to cardservices@coastalfcu.org. Once we receive your request we will send the PIN to you in the mail.

Reordering checks couldn't be easier! You have a few ways to reorder your personal checks if you do not plan to make any additional changes with your name, address, or phone numbers.

You may reorder checks directly within Digital Banking, simply choose ""Order Checks"" from the Accounts Summary. You may also visit https://orderpoint.deluxe.com/personal-checks/home.htm. You may also call 877-838-5287 or stop by a branch location and speak to a representative.

If you would like to make changes to your checks (address, phone, etc.), please log in to Digital Banking to update your contact information by clicking the Account Services icon. Once the changes have been made, simply choose "Order Checks" from the Accounts Summary.

You may choose your PIN on both your debit and/or credit card. To change the PIN on your debit card, visit any Coastal ATM and choose the PIN change menu option.  To change the PIN number on your credit card, simply call (888) 891 -2435.  You cannot choose or change the PIN on your ATM card.

There is no charge to order a new card. However if you would like the card expedited, additional charges may apply.  If a card is lost or stolen, a replacement charge may apply in some instances.

Coastal Credit Union
Main Site Search
What is Coastal's ABA Routing Number?

253175494

What do I do if I have forgotten my Personal Identification Number (PIN) for my debit card?

If you have forgotten your PIN, please contact our Contact Center at 919-420-8000 that is available 24 hours a day for assistance. Representatives are available 7 days a week, 24 hours a day. Or you may send an email to cardservices@coastalfcu.org. Once we receive your request we will send the PIN to you in the mail.

How do I reorder personal checks?

Reordering checks couldn't be easier! You have a few ways to reorder your personal checks if you do not plan to make any additional changes with your name, address, or phone numbers.

You may reorder checks directly within Digital Banking, simply choose ""Order Checks"" from the Accounts Summary. You may also visit https://orderpoint.deluxe.com/personal-checks/home.htm. You may also call 877-838-5287 or stop by a branch location and speak to a representative.

If you would like to make changes to your checks (address, phone, etc.), please log in to Digital Banking to update your contact information by clicking the Account Services icon. Once the changes have been made, simply choose "Order Checks" from the Accounts Summary.

Can I choose a new Personal Identification Number (PIN) on my ATM, debit or credit card?

You may choose your PIN on both your debit and/or credit card. To change the PIN on your debit card, visit any Coastal ATM and choose the PIN change menu option.  To change the PIN number on your credit card, simply call (888) 891 -2435.  You cannot choose or change the PIN on your ATM card.

Is there a charge for ordering an ATM card, a debit card, or a credit card?

There is no charge to order a new card. However if you would like the card expedited, additional charges may apply.  If a card is lost or stolen, a replacement charge may apply in some instances.

Download mobile apps:

  • Download on the App Store
  • Get it on Google Play

Compare All Mortgages

There's a mortgage that fits you perfectly and we'll help you find it.

Whether you're buying, building or refinancing, Coastal holds the key

 

Due to the current environmental impacts and increased volume, we have suspended the following mortgage transactions: Cash out refinancing (cash proceeds received at closing), Investment Transactions (non-owner occupied properties), and non-warrantable condos.

 

Here's how a mortgage from Coastal could help you bank better:

  • Flexible terms and rate options help you get a mortgage to fit your budget and lifestyle
  • Lower down payment requirements lower the barrier to homeownership for qualified borrowers
  • Search for your perfect home by using Daymark Realty, wholly owned by Coastal Credit Union
  • All mortgages are eligible for an annual Loyalty Bonus payout

 

 

30 Year Fixed
3.286% APR1
10 Year Adjustable
2.986% APR1
First Time Home Buyer
4.195% APR1

Compare our Mortgages

Mortgage Products Benefits
  • A good choice if you want to budget with certainty because your rate never changes
  • Competitive interest rates
  • Looking to refinance? 10-, 15-, 20- and 30-year options available

Adjustable-Rate Mortgage
  • A good choice if you plan to sell, refinance or pay off your home within 10 years
  • ARMs maximize purchasing power with a lower rate and lower initial payment
  • Refinance options available

First Time Home Buyer Loans
  • A good choice if you have never owned a home or have not owned a home in the past three years
  • Finance 100% of your home’s purchase price
  • Private Mortgage Insurance (PMI) isn’t required, saving you hundreds of dollars per year
  • A good option if you need to borrow an amount greater than $510,400
  • Various fixed interest rate and adjustable rate options
  • Refinance options available
  • A good option for low to moderate income families
  • Requires a down payment of only 3% of the home’s cost
  • Refinance options available

Investment Property Loans
  • A good option if you are looking to buy investment properties
  • Borrow up to 85% of the property value
  • Choose from 10-, 15-, 20- and 30-year fixed rate mortgages

Construction-to-Permanent Loan3
  • A good option if you are looking to build or renovate your dream home with one loan and one set of closing costs
  • Borrow up to 90% on primary or second single family homes
  • Flexible program options to build your home or renovate your existing home
Mortgage Products Key Benefit Available Terms Minimum Down Payment Maximum Loan Amount
Budget with certainty because your rate never changes 10, 15, 20 and 30 years 20% $424,100

Adjustable-Rate Mortgage

 A good choice if you plan to sell, refinance or pay off your home within 10 years 5, 7 and 10 years 20% $424,100

First Time Home Buyer Loans

 Finance 100% of your home’s purchase price 30 years $0
Borrow beyond conventional limits 7, 10 and 30 years 20% $1 million
Helps low- and moderate-income families 10, 15, 20 and 30 years 3%

Investment Property Loans

 A fixed-rate mortgage for your vacation home or rental property 10, 15, 20 and 30 years 15% $484,350

Construction-to-Permanent Loan3

 Flexible program options and ideal to build your own home or renovate your existing home 5, 7, 10, or 30 years 10% $424,100

Resource Center

How to Build Credit and Why it's Important

When's the last time you checked your credit report? Errors on your credit report can lower your credit score - and you may not even be aware of them. The FTC says one in four people found an error on their credit report that could affect their credit score.

Managing Your Loans: Debt Consolidation

If you have a lot of debt, you're not alone. Today, more and more Americans are burdened with credit card and loan payments. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments, or just can't seem to keep up with all of your credit card bills, you may be looking for a way to make debt repayment easier.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play
I was able to buy my first home on my own without using all of my savings.
Margaret H.

All loans are subject to approval.

1. APR = Annual Percentage Rate

2. Income limits may apply. HomeReady is a registered trademark of Fannie Mae.

3. The information provided assumes the purpose of the loan is to improve a property, with a loan amount of $480,000 and an estimated property value of $800,000. The property is located in Raleigh, NC and is within Wake county. The property will be a single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 60 days and the assumed credit score is 740.

At a 4.000% initial interest rate, the APR for this loan type is 4.383%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 12 interest only payments of $960.00 at an interest rate of 4.000%
  • 120 payments of $2,291.59 at an interest rate of 4.000%
  • 239 payments of $2,495.71 at an interest rate of 5.000%
  • 1 payment of $2,496.03 at an interest rate of 5.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

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