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Compare All Savings Accounts

Competitive rates to help your money grow

From long term to short term, we have the savings account for you

Here’s how a Coastal Savings Accounts can help you bank better:

  • Get more out of your savings with competitive dividend rates and options that match your needs
  • Savings balances make you eligible for an annual Loyalty Bonus payout, which has totaled $11.7 million paid to members since we started the program
  • Make automatic savings deposits to stay on track with your goals.
  • id AllySM : Our identity theft recovery program is included free with this product
ID | ALLY SM
Identity Theft Happens. Coastal members don’t have to recover alone.

Compare our Savings Account Options

Savings Products Benefits

Primary Savings Account

  • Low minimum balance to open and earn dividends
  • No monthly maintenance fees
  • Your ownership account with Coastal Credit Union
  • Use as an overdraft protection option to prevent unnecessary non-sufficient fund fees

Special Savings Account

  • Low minimum balance to open and earn dividends
  • No monthly maintenance fees
  • Can be used to help save for vacations, hobbies and holiday expenses
  • Save automatically with account transfers
  • Low minimum balance to open and earn higher dividends than a Primary Savings and Special Savings
  • No monthly maintenance fees
  • Save automatically with account transfers

Go Green Money Market

  • Low minimum balance to open and earn dividends
  • Earns a tiered rate based on transactions made using your Go Green Checking
  • Save automatically with account transfers
  • Choose from a wide range of certificates, with terms lasting six months to five years
  • Shorter terms available for $50,000 or more
  • Dividends can be reinvested or transferred to another account

Individual Retirement Account (IRA) Savings

  • We have lower minimum IRA balance requirements than most banks and higher returns for your retirement savings
  • Traditional, Roth, and SEP IRA options available
  • Save automatically with account transfers

Individual Retirement Account (IRA) Certificates

  • Take advantage of a higher rate with a variety of terms
  • Traditional, Roth, and SEP IRA options available
  • Make contributions at maturity
Savings Products Key Benefit Available Terms Dividend Minimum Deposit Current Rate

Primary Savings Account

The foundation of your membership at Coastal N/A Dividends compounded and paid monthly $100

.10% APY

Special Savings Account

Save confidently for vacations or holiday expenses N/A Dividends compounded and paid monthly $1

.10% APY

Take your savings to the next level N/A Dividends compounded and paid monthly $100

Go Green Money Market

Earn a higher rate when coupled with our Go Green Checking N/A Dividends compounded and paid monthly $100
A wide range of terms and competitive rates. Also available for IRA funds. 6 – 60 months & 7-90 days Dividends compounded daily and paid monthly $250 & $50,000

Individual Retirement Account (IRA) Savings

Take advantage of specific tax advantages (please consult your tax advisor) N/A Dividends compounded and paid monthly $1

.65% APY

Individual Retirement Account (IRA) Certificates

Increase your retirement savings earnings (please consult your tax advisor) 6 – 60 months & 7-90 days Dividends compounded daily and paid monthly $250 & $50,000
Security Commitment
Security Commitment
Protect yourself from fraud and identity theft.

Resource Center

5 Simple Tips to Avoid Fees on Your Checking Account

Nobody likes to pay fees. But, the thing is, if you don't watch what you're doing, or if you don't ask the right questions, you could end up paying a few.

How to Create a Simple Budget

Building a budget can be a great way to help reduce financial stress and plan for the future. According to a recent Gallup poll, only 32% of Americans had a monthly budget to track income and expenditures and only 30% had a long-term savings plan.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

I can take care of all of my banking needs on MY schedule, not a retail bank's inconvenient schedule.
Dwight R.

APY is accurate as of the last dividend declaration date.  Minimum balance required to earn APY is $0.01.

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