Coastal Credit Union
Coastal Credit Union

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Go Green Checking

No monthly fees, no minimum balances. Earn up to

1.00%APY1

COASTAL GO GREEN CHECKING FEATURES

Earn More
Get a great rate with no monthly fees or minimum balances.
Extended Teller Hours
Keep your lunch hour, because our tellers are open 7AM-7PM, 7 days a week.
Switch to Coastal!
Banking with Coastal is as easy as 1,2,3.
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Go Green Checking Card

The Rate You Deserve

  • Your first $10,000 earns up to 1.00% APY1 and after this, will continue to earn .10% APY1.
  • No monthly fee or minimum balance required2
  • Pro tip! Transfer any money above $10,000 into a Go Green Money Market to maximize your return
 
Go Green Checking logo Premium Tier
1.00% APY1
(30 or more Debit Card Transactions Posted Per Month)
 
Standard Tier
0.60% APY1
(12-29 Debit Card Transactions Posted Per Month)
 
Base Tier
0.10% APY1
(0-11 Debit Card Transactions Posted Per Month)
The Convenience You Enjoy

The Convenience You Enjoy

  • Enjoy over 30,000 surcharge free ATMs3 nationwide, plus over 22 local branches in the Triangle
  • Our tellers are here to serve you from 7AM to 7PM, seven days a week
  • Deposit checks on the go and send money to anyone using our mobile app
The Technology You Want

The Technology You Want

  • Manage your account easily through Online Banking and Mobile Banking
  • Access what you need in one place with our customizable dashboard
  • Pay your bills from anywhere with automatic payments. You decide when they’re sent and can even set reminders
The Security You Need

The Security You Need

  • Download Coastal CardNav to add another level of security to your Coastal credit and debit cards. Decide how and when your cards can be used, get alerts, set spending limits, and more
  • You are automatically enrolled to receive debit fraud alerts via text message to identify unauthorized activity4
  • Get peace of mind, knowing your account is federally insured up to $250,000 by the NCUA
The Perks You Love

The Perks You Love

  • As a Coastal member, you’re entitled to great presale offers on Coastal Credit Union Music Park concert tickets and on Carolina Hurricanes games.
  • Each time you use your Coastal debit or credit card, we give one penny back to our community, more than $300,000 a year, through the Coastal Credit Union Foundation

Resource Center

5 Simple Tips to Avoid Fees on Your Checking Account

Nobody likes to pay fees. But, the thing is, if you don’t watch what you’re doing, or if you don’t ask the right questions, you could end up paying a few.

Learn the Basics of a Checking Account

A checking account is a financial tool that offers everyday access to your funds and provides an effective way to track your budget. This course will explore how to select, open, and use this type of account.

Frequently Asked Questions

No.  Checking accounts can be opened for $0, but new members have to also open up a savings account with a minimum opening balance of $25.
Our Basic and Go Green Checking accounts do not have any monthly service fees.
Yes, in addition to continued fraud monitoring, all of your deposits are federally insured, up to $250,000 through the NCUA. We are also pleased to provide convenient fraud text alerts for debit cards as well as debit card controls using CardNav.
Yes, Coastal has several options available to guard against overdraft. You can link a savings or money market account to automatically transfer funds in the event of an overdraft. In addition, many accounts are eligible to enroll in Bounce Guard or Bounce Guard Plus  which can limit the fees incurred in the event of an overdraft.
All Coastal memberships come with complimentary idAlly, identity theft recovery services. In addition, you can complete transactions nationwide using our network of shared branches.
All FAQs

1. APY = Annual Percentage Yield. APY is variable, and is subject to change after the account is opened. APY is accurate as of the last dividend declaration date. $25 is needed to open an account . Minimum balance required to earn APY is $0.01. Premium Tier and Standard Tier rate are applied to daily average balances up to $10,000. Base Tier rate of 0.10% APY will apply to the portion of the balance exceeding $10,000. For more details, see the Truth-In-Savings Disclosure and Rate Table. Fees may reduce earnings. This Credit Union is federally insured by the National Credit Union Administration. Rates effective as of 6/1/2022. There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.

2. A Primary Savings account is needed to open any Checking product. A minimum deposit of $25.00 is needed to open a Primary Savings.

3. The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, CashPoints or Sheetz ATM.

4. Valid mobile phone number required.

**Data and other wireless carrier charges may apply.

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