Owned by our members
As a not-for-profit cooperative, our profits don’t fill the pockets of bankers; they get shared back in the form of better rates, lower fees, dividends, and community involvement.
Here’s why you should join…
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Better Rates
Because we are member-owned, it opens up all sorts of ways to help you bank better. We’re able to offer better rates, charge fewer fees, and provide products and services that people want and need.
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Exceptional Service
Enjoy extended teller hours from 7 AM to 7 PM, 7 days a week, with access to 22 local branches and over 5,600 branches nationwide.
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Personalized Financial Solutions
Whether it's reaching your financial goals or finding the right product, we're here to help.
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Community Impact
Part of every debit & credit card transaction at Coastal is given back to the community to help in areas like financial literacy, affordable housing, and financial well-being.
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First, Choose a Product
It all starts by opening one of our products, such as – Go Green Checking, a credit card, a Coastal Mortgage, or an Auto Loan.89
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Next, Complete the Application
Fill out the application for the product you want online or visit one of our branches for personalized assistance.
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Welcome to Coastal!
Once your account or loan is set up, you're officially a Coastal Credit Union member!
Perks of Coastal Membership
As a member of Coastal Credit Union, you're not a customer; you're a part of a community-focused cooperative dedicated to improving your financial well-being.
Exclusive Member Benefits
Enjoy special offers at the Coastal Music Park, Carolina Hurricanes, buying or selling a home, a complimentary retirement plan, and more.
Financial Education and Support
Access resources and tools online to help manage your money effectively.
Community Involvement
Be a part of a credit union that actively supports and invests in your local community.
Discover the Benefits of Coastal Credit Union Membership
Want to learn more about Coastal Credit Union’s membership benefits? Give us a call or visit us in person at one of our North Carolina branches.
Four Ways You Can Qualify for Membership
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By Employment
You’re qualified to join Coastal Credit Union if you’re employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
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By Family Membership
If you’re an immediate family and household member of someone who has already joined Coastal, you are also eligible to become a Coastal member. Immediate family is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and anyone in an adoptive relationship. A household is defined as anyone living in the same residence, maintaining a single economic unit.
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By Community Charter
You can join Coastal if you live or work in the cities of Littleton, NC; Weldon, NC; Aurelian Springs, NC; Airlie, NC; Halifax, NC; Arcola, NC; Hollister, NC; Brinkleyville, NC; Heathsville, NC; Tillery, NC; Enfield, NC; Scotland Neck, NC; Whitakers, NC; Castalia, NC; Red Oak, NC; Dortches, NC; Leggett, NC; Wrendale, NC; Speed, NC; Nashville, NC; Rocky Mount, NC; West Edgecombe, NC; Woodcrest Park, NC; and Tarboro, NC. This includes anyone who lives, works, worships or attends school in, and does business and other legal entries located in Vance County, NC.
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By Becoming a Champion for Change with the Coastal Credit Union Foundation!
Join as a Champion with the Coastal Credit Union Foundation and make a difference! Our Foundation proudly supports local 501(c)(3) organizations that strengthen our community. Through our funding, the Foundation helps build financial well-being, expand access to affordable housing, and connect people with vital resources. With an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account89, you can amplify the impact of this good work and help create lasting change.
Download Our Mobile Banking App!
Add even more convenience with the Coastal Mobile App. Manage your accounts, deposit checks online, pay a bill or person, and more!
There are simple steps to Join Coastal:
- First, Choose a Product: It all starts by opening a Savings Account. You can then choose another product, such as – Go Green Checking, a credit card, a Coastal Mortgage, or an Auto Loan.
- Next, Complete the Application: Fill out the application for the product you want online or visit one of our branches for personalized assistance.
- Welcome to Coastal! Once your account or loan is set up, you're officially a Coastal Credit Union member!
Coastal Credit Union Membership is free to eligible applicants. You simply need to deposit $25 into a primary savings account. If you are joining though the Coastal Credit Union Foundation, an $18 contribution may apply.
Coastal Credit Union has 17 branches conveniently located throughout central North Carolina. Coastal members also have access to a nationwide network of surcharge-free ATMs.
We have three options to qualify for membership if you live outside NC:
- Employment: You're qualified to join Coastal Credit Union if you're employed by one of the hundreds of eligible associations, organizations, or businesses we partner with.
- Family Membership: If you're an immediate family and household member of someone who has already joined Coastal, you are also eligible to become a Coastal member. Immediate family is defined as a spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and anyone in an adoptive relationship. A household is defined as anyone living in the same residence, maintaining a single economic unit.
- By Becoming a Champion for Change with the Coastal Credit Union Foundation!: Join as a Champion with the Coastal Credit Union Foundation and make a difference! Our Foundation proudly supports local 501(c)(3) organizations that strengthen our community. Through our funding, the Foundation helps build financial well-being, expand access to affordable housing, and connect people with vital resources. With an $18 Coastal Credit Union Foundation membership contribution, which can be deducted from your Coastal Savings Account, you can amplify the impact of this good work and help create lasting change..
Because we're a member-owned not-for-profit cooperative, we're able to offer better rates and lower fees and provide the products and services that you want and need. Moreover, we share our profits back in the form of member dividends and provide community support in areas like financial literacy, affordable housing, and financial well-being.
At Coastal, we have technology in place so you can access your account from wherever you are, whenever you need it. We have branches with extended Teller Hours from 7 am-7 pm, 7 days a week, conveniently located throughout central North Carolina, along with a nationwide network of surcharge-free ATMs. If you need account access on the go, we offer digital banking, including mobile and online banking, for added convenience.
Deposits are federally insured up to a total of $250,000 per ownership interest by the National Credit Union Administration (NCUA). We also offer 24/7 fraud monitoring, including customized fraud text alerts with Coastal debit and credit cards.