Compare Auto Loan Options

Your drive to find a better deal leads to Coastal.

When buying or refinancing, you're in the driver's seat

The Benefits of a Coastal Auto Loan

  • Enjoy great rates. Nearly half of all our approvals received interest rates below 3% APR1
  • Simple application and quick approval process 
  • 90 Days2 to first payment
  • No Pre-Payment Penalty 

How a Coastal Auto Loan can help you bank better

  • We guarantee that if we can’t save you $100 per month on your auto loan payment, we’ll give you $200 on the refinance you fund with Coastal3
  • Access AutoSMART, an online auto shopping destination that provides you with the resources that makes car-buying 
  • We make it easy to add Coastal as your financial institution for your Auto Insurance 
  • This loan is eligible for an annual Loyalty Bonus payout 

CONSIDER OUR AUTO LOAN OPTIONS

Auto Loans

Rates as low as

Term

Benefits

Purchase a New or Used Auto

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View Rates
 

2.50% APR* Up to 84 months**
  • No pre-payment penalty
  • College grad program available
  • Loan options for members who have experienced past credit problems

Refinance Your Auto Loan

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2.50% APR* Up to 84 months***
  • Save $100 a month or $200 Cash Back† 

Find a Car with AutoSMART

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View Rates

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  • An online auto shopping destination that provides you with resources that make car buying a breeze
  • Find the right vehicle, read dealer reviews, and apply for a loan all in one convenient location

Calculator

Purchase price must be a numeric value greater than zero
Down payment must be a numeric value greater than or equal to zero
Trade equity must be a negative or positive numeric value
Rate estimate is based on a vehicle mileage of 150,000 miles or under
Loan Snapshot
Loan Amount
$
Monthly Payment APR
$ %
Purchase Price $
Down Payment $
Trade Equity $
Total Interest $
Total Cost of the Loan $
*There are additional Taxes, title, and dealer fees that will vary based on your state.
Loan Type Purchase
Credit Profile
Term Months
Existing balance must be a numeric value
Rate estimate is based on a vehicle mileage of 150,000 miles or under
Loan Snapshot
Loan Amount
$
Monthly Payment APR
$ %
Existing Balance $
Total Interest $
Total Cost of the Loan $
*There are additional Taxes, title, and dealer fees that will vary based on your state.
Loan Type Refinance
Credit Profile
Term Months

Resource Center

How to Build Credit and Why it's Important

When's the last time you checked your credit report? Errors on your credit report can lower your credit score - and you may not even be aware of them. The FTC says one in four people found an error on their credit report that could affect their credit score.

Managing Your Loans: Debt Consolidation

If you have a lot of debt, you're not alone. Today, more and more Americans are burdened with credit card and loan payments. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments, or just can't seem to keep up with all of your credit card bills, you may be looking for a way to make debt repayment easier.

Lunch Tracker - Visa

The LunchTracker app from Visa helps you mange your spending and start saving money.

Making a budget is now made easier with the LunchTracker app from Visa. Regardless if you pack, eat at home or out at a restaurant, this app allows you to track how much you are spending when you have lunch. Because regardless of how you enjoy your lunch, these charges all add up. Keeping track of this daily expense can help you set spending goals and start saving.

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

Coastal Digital Banking - Coastal Credit Union

Coastal has upgraded our online banking and mobile banking platforms to a brand new unified system, which we are calling Digital Banking.

Access your Coastal Federal Credit Union accounts, quickly and conveniently, wherever you are with COASTAL Digital Banking! COASTAL Digital Banking allows you to check balances, make transfers, pay bills, and more!

Download mobile apps:
  • Download on the App Store
  • Get it on Google Play

All loans are subject to approval.

1. 49% of applications approved in October 2020 qualified for an interest rate less than 3%. Maximum APR is 16.44%.

2. 90 days to first payment as a benefit when you purchase or refinance your auto loan from another lender. Interest will continue to accrue during the 90 day no payment period.

3. Savings of $100 each month may not be available to all applicants. $200 will be credited to the members share/checking account between 0 and 5 days of the loan origination date.

*APR = Annual Percentage Rate. Oldest vehicle Coastal will finance is a 2011 model. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms available. Loan terms range from a minimum of 6 months to a maximum of 84 months.

† Savings of $100 each month may not be available to all applicants. $200 will be credited to the members share/checking account between 0 and 5 days of the loan origination date..

** For a $25,000 loan amount, a term of 48 months with a 2.50% APR fixed, the monthly payment will be $547.85.

*** For a $25,000 loan amount, a term of 84 months with a 2.99% APR fixed, the monthly payment will be $330.22.

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