Compare All Personal Loans

Flexible, affordable options get you closer to your goals.

We can provide a loan for any purpose you can imagine

Here's how a personal loan from Coastal can help you bank better:

  • Competitive rates help you save money on interest
  • Various terms can be adjusted to fit your budget
  • Flexible financing can be applied to anything you need
  • Simple application and quick closing delivers your loan faster
Signature Premier Rewards Visa
Earn travel rewards faster with 3X points on gas, 2X groceries, and 1X on other purchases, all unlimited.

CONSIDER OUR PERSONAL LOAN OPTIONS

Personal Loans Term Rates as low as Benefits

Personal Loan2

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Up to 10 Years 6.99% APR1
  • Borrow up to $60,000
  • Consolidate higher-interest debt
  • No collateral required
  • Easy process

Personal Line of Credit3

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- 11.24% APR1
  • Available as a revolving credit line with a variable rate4
  • Borrow up to $25,000
  • Connect to your checking account to automatically protect you from overdraft fees and bounced transactions

Share/Certificate Secured Loan

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Vary5 Add 2% to the
Savings or Certificate
Dividend Rate
  • Borrow against the value of your savings without depleting your savings
  • Your account still earns dividends while you use your loan
  • Lower interest rates than other options
  • Use to establish or rebuild credit

Overdraft Line of Credit3

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- 11.24% APR1
  • Protects you when you spend more than your checking account balance
  • Coverage kicks in automatically when you overdraw your account
  • Available as a revolving credit line with a variable rate4
  • Connect to your checking account to automatically protect you from overdraft fees and bounced transactions

Resource Center

How to Build Credit and Why it's Important

When's the last time you checked your credit report? Errors on your credit report can lower your credit score - and you may not even be aware of them. The FTC says one in four people found an error on their credit report that could affect their credit score.

All loans are subject to approval. Lowest rates based on Coastal Federal Credit Union's Qualified Loan Program. Other rates and terms available. All rates and terms are subject to change without notice.

1. APR = Annual Percentage Rate.

2. Your fixed rate is determined by your credit qualifications, amount financed, and loan terms. For a $5,000 loan for a term of 5 years with a 6.99% APR, the monthly payment will be approximately $100.14.

3.  Your rate may vary and is determined by your credit qualifications, amount financed, collateral and loan terms.

4. The annual percentage rate may vary after the account is opened.

5. Certificate terms cannot exceed maturity date.

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