Skip to content
The best rate in the Triangle is Go Green Checking at APY*. But it’s more than just a great rate. With extended teller hours, no monthly fees, and over 88,000 ATMs nationwide, why settle for second best?
Bounce Guard Plus Apple Pay - Make easy and secure payments when you use Coastal & Apple Pay. Enjoy higher money market dividends as a reward for using your Go Green Checking!
Current rates as of
Premium Tier
*
Standard Tier
*
Base Tier
*

Checking Accounts

Hardworking options for your everyday financial needs.

At Coastal, we offer a range of checking options to match your financial situation and lifestyle. And while the three largest banks charge $6 billion in ATM and overdraft fees, Coastal has cut our fees in half. Overall, our checking accounts offer higher rates, stronger benefits and a better way to bank.

All Coastal Checking Accounts Feature:

High Yield

Go Green Checking

Go Green Checking
Dividends
Tiered Rate*
Monthly Service Fee
None
Other Benefits
Waive up to 5 ATM fees**

No Frills

Basic Checking

Basic Checking
  • No minimum balance required
  • No minimum monthly debit transactions
  • One Cent Overdraft and BounceGuard Plus (extends overdraft protection to ATM and debit card transactions)
Dividends
None*
Monthly Service Fee
None
Other Benefits
Waive up to 5 ATM fees**

DESIGNED FOR STUDENTS

Student Checking

Student Checking
Dividends
Tiered Rate*
Monthly Service Fee
None
Other Benefits
ATM fee refunds up to $4.99 each

REBUILD YOUR FINANCES

Standard Checking

Standard Checking
Dividends
None*
Monthly Service Fee
$7.00
Other Benefits
Waive up to 5 ATM fees**

LOW-COST ACCOUNT FOR SMALL BUSINESSES

Business Checking

Business Checking
Dividends
None*
Monthly Service Fee
$5.00 (can be waived)
Other Benefits
Waive up to 5 ATM fees**

*APY = Annual Percentage Yield. APY is variable, is subject to change without notice, and is accurate as of 03-01-16. Fees may reduce earnings. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

**The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, Allpoint, CashPoints or Sheetz ATM.

There is a limit of one Go Green Checking account and one Go Green Money Market account per Social Security number.