Whether you're a first-time home buyer or looking for responsible financing for your dream home, Coastal offers personalized services and products to help make the process easier and more affordable. Common differentiators for all of our mortgages that we offer:
- We never sell the servicing of your mortgage, making sure you will continue to work with people here in the Triangle whenever you have a question.
- Underwriting fees are often used by mortgage lenders as a way to add profit for them without adding value to you. But, not at Coastal. We only charge a $400 flat fee for underwriting, meaning we don't charge for document prep fees, commitment fees or credit report fees. This saves you hundreds of dollars in unnecessary fees. Read more about our commitment to eliminating unnecessary fees throughout Coastal.
- Coastal is committed to affordable housing in our community. Read more about Coastal's commitment to Habitat for Humanity of Wake County and our recording breaking year.
Getting more people into homes is just one more way Coastal offers the Triangle a better way to bank.